50 Transaction Services jobs in the Philippines
Senior Lead Specialist Financial Analysis

Posted 6 days ago
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Job Description
We are a global climate technologies company engineered for sustainability. We create sustainable and efficient residential, commercial and industrial spaces through HVACR technologies. We protect temperature-sensitive goods throughout the cold chain. And we bring comfort to people globally. Best-in-class engineering, design and manufacturing combined with category-leading brands in compression, controls, software and monitoring solutions result in next-generation climate technology that is built for the needs of the world ahead.
Whether you are a professional looking for a career change, an undergraduate student exploring your first opportunity, or recent graduate with an advanced degree, we have opportunities that will allow you to innovate, be challenged and make an impact. Join our team and start your journey today!
The incumbent shall be responsible for overseeing the reporting of Philippine financial operations, including but not limited to preparation of budget, controls and forecasting, and business units costs and expenses variance analysis, fixed asset transactions, and other month-end activities
In this capacity, incumbent shall prepare high-quality reports and analysis, collaborate with internal and external customers, and help identify process improvements to provide excellent financial service to Copeland.
**Roles and Responsibilities**
+ Prepare department summaries and analysis monthly in a very time sensitive environment.
+ Prepare budget summaries and analysis on an annual basis.
+ Load monthly actual and forecast data into Oracle.
+ Communicate with department managers on actuals and forecast data and respond promptly and accurately in a fast-paced environment.
+ Ensure regular monthly balance sheet accounts, reconciliations are accounted for, monitored and reviewed.
+ Prepare and provide supporting documents for audit requirements.
+ Perform other accounting duties and support junior staff as required or assigned.
**Our Commitment to Our People**
Across the globe, we are united by a singular Purpose: Sustainability is no small ambition. That's why everything we do is geared toward a sustainable future-for our generation and all those to come. Through groundbreaking innovations, HVACR technology and cold chain solutions, we are reducing carbon emissions and improving energy efficiency in spaces of all sizes, from residential to commercial to industrial.
Our employees are our greatest strength. We believe that our culture of passion, openness, and collaboration empowers us to work toward the same goal - to make the world a better place. We invest in the end-to-end development of our people, beginning at onboarding and through senior leadership, so they can thrive personally and professionally.
Flexible and competitive benefits plans offer the right options to meet your individual/family needs. We provide employees with flexible time off plans, including paid parental leave (maternal and paternal), vacation and holiday leave.
Together, we have the opportunity - and the power - to continue to revolutionize the technology behind air conditioning, heating and refrigeration, and cultivate a better future. Learn more about us and how you can join our team!
**Our Commitment to Inclusion & Belonging**
At Copeland, we cultivate a strong sense of inclusion and belonging where individuals of all backgrounds, and with diverse perspectives, are embraced and treated fairly to enable a stronger workforce. Our employee resource groups play an important role in culture and community building at Copeland.
**Equal Opportunity Employer**
Copeland is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to sex, race, color, religion, national origin, age, marital status, political affiliation, sexual orientation, gender identity, genetic information, disability or protected veteran status. We are committed to providing a workplace free of any discrimination or harassment.
With $5B of global revenue, Copeland is a leading provider of compression products, electronics, software, and solutions across many applications within Heating, Ventilation, Air Conditioning, and Refrigeration (HVACR), where macro and regulatory trends towards environmental sustainability, leads to changes in HVACR technology. Other products include other heating applications, food service and retail, transportation, and healthcare/life sciences. This new business also has a solution portfolio that manages, monitors, and controls refrigeration units in the commercial setting, as well as software solutions that measure and monitor temperature conditions of refrigerated goods in transit, where there is a greater emphasis on energy management/sustainability solutions globally.
Supplier Due Diligence Analyst
Posted 25 days ago
Job Viewed
Job Description
· Guide suppliers/payees through the process in completing and submitting required due diligence forms
· Review Bridger sanctions report if the supplier is flagged
· Review completed Code of Conduct forms, Vendor Assessments, and Due Diligence Questionnaires
· Obtain D&B SSI score
· Review Risk Assessment summary
· Close out the assessment
· Track the status of in-progress Due Diligences
Qualifications:
· Must possess a Bachelor's degree in Accounting, Finance, or related course
· Minimum 2-4 years relevant experience
· Procurement skills, basic understanding of procurement matters such as supplier on boarding/vetting, simple negotiations, purchase requisitions/purchase orders, and finance systems literate. Excellent understanding of supplier/category rationalization.
· Strong communication skills (both written and oral) and ability to interact with varied backgrounds / personnel / cultures remotely
· Excellent quantitative/analytical skills
We are committed to providing a fair and accessible hiring process. If you have a disability or other need that requires accommodation or adjustment, please let us know by completing our Applicant Request Support Form or please contact 1- .
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We are an equal opportunity employer: qualified applicants are considered for and treated during employment without regard to race, color, creed, religion, sex, national origin, citizenship status, disability status, protected veteran status, age, marital status, sexual orientation, gender identity, genetic information, or any other characteristic protected by law.
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RELX is a global provider of information-based analytics and decision tools for professional and business customers, enabling them to make better decisions, get better results and be more productive.
Our purpose is to benefit society by developing products that help researchers advance scientific knowledge; doctors and nurses improve the lives of patients; lawyers promote the rule of law and achieve justice and fair results for their clients; businesses and governments prevent fraud; consumers access financial services and get fair prices on insurance; and customers learn about markets and complete transactions.
Our purpose guides our actions beyond the products that we develop. It defines us as a company. Every day across RELX our employees are inspired to undertake initiatives that make unique contributions to society and the communities in which we operate.
Business Partner Due Diligence Team Lead

Posted 6 days ago
Job Viewed
Job Description
Continental Global Business Services in Manila started in June 2012 as Veyance Technologies Inc. and was acquired by Continental AG in January 2015. On the same year, it legally changed the company name to Continental Global Business Services Manila Inc., which reflects its global presence as a full-fledged subsidiary of ContiTech Division in Continental AG.
GBS Manila is composed of five (5) main work streams, structured to make processes centralized, standardized, and in leveraged technology with the support of IT group, Continental Business Systems & RPA Competence Center.
It provides end-to-end, front-to-back services; from customer service, order management, purchasing, invoice to payment, credit and collection, full finance activities, data management, and HR services including payroll, employee benefits and talent acquisition; all built to meet its customers needs.
Support for (Group) Compliance, (Group) Export Control & Sanctions plus the (global) Responsible Value Chain organization with operational tasks of the Business Partner Due Diligence.
**Operations**
▪ .Ensures that false positive clearing activities, business partner information entries, data correction, post completion tracking and mitigation measures are performed according to documented processes.
▪ .Ensures sample check are within the KYPB platform and follows predefined criteria's.
▪ .Ensures clear communication and escalate any issues to Group Compliance and Export Controls team.
**Service Level Agreements / Metrics**
▪ .Deliver performance that meets or exceeds service level agreement requirements.
▪ .Creates action plan on failed KPI's and monitor the closure.
▪ .Define performance measurements for BP Due Diligence operations.
▪ .Participate in negotiating service level agreements with business stakeholders.
**Leadership and Management**
▪ .Plan, organize, lead and control the work of the teams to ensure that objectives are achieved and services are delivered to the customers/stakeholders.
▪ .Manage the performance of the BP Due Diligence team, including hiring, training, coaching, performance correcting (disciplinary actions), career planning and salary recommendations.
▪ .Act as escalation point for the day to day operations of the team, provide guidance and feedback, and coaching leads and team members.
▪ .Drive development measures for all members are achieved as per defined goal discussed with Service Delivery Head.
▪ . Drive and review teams capacity utilization and workloads, analyze headcount requirements, billing allocation and recommend action plans to Service Delivery Head.
**Projects/Ad hoc**
▪ .Leads and executes global initiatives and projects that involve BP Due Diligence and related activities.
▪ .Identify, drive and sustain BP Due Diligence related process improvements and cost efficiency.
▪ . Lead future BP Due Diligence work migration, and help identify growth or expansion opportunities.
▪ .Assist staff in identifying, defining, and implementing process re-engineering and efficiencies.
**Stakeholders/Customer Focus**
▪ .Work with the stakeholders in leading and executing global process initiatives impacting BP Due Diligence processes.
▪ .Identify improvements on process, tools, or ways of working and influence the stakeholders to obtain their buy in during execution.
▪ .Build and support relationships with business locations contacts, Group and Export Controls Compliance team, Finance, and other internal / external stakeholders.
▪ .Foster communication and teamwork within and across organizational boundaries.
**Process Improvement and Innovation**
▪ .Identify, drive and sustain Due Diligence process improvements, innovation, tools and ways of working.
▪ .Lead implementation of technology-related process improvement opportunities.
▪ .Drive and enhance employee participation in center and corporate wide initiatives (e.g. CBS culture, Bright Ideas) , achieved CBS goals as defined by his / her Service Delivery Head.
**Internal Control**
▪ .Maintain and execute adequate internal controls for compliance with corporate policies.
▪ .Drive process compliance and assist internal and external audits.
+ Bachelor's degree holder in Business, Finance, Engineering, IT, or related courses
+ Basic knowledge in Compliance, Sanctions & Export Control and/or Labor and Human Rights, and Environmental Due Diligence.
+ 5-8 years of related work experience in Compliance and Export Control is a plus.
+ 3 + years people and stakeholder management experience
+ At least 5 years supervisory/managerial experience in a BPO or shared service industry
+ Change management
+ Advanced knowledge of IT systems and databases preferably SAP
+ Proficient in using Office 365 applications; Advanced knowledge of Excel
+ Experience with working with international teams a plus.
+ Expert customer relationship and stakeholder management skills.
+ Expert communicator and deep understanding of different cultures and norms.
+ Hybrid work arrangement
+ HMO upon hire
+ Values-based culture
+ Work-life balance
+ Learning Opportunities
Ready to drive with Continental? Take the first step and fill in the online application.
Business Partner Due Diligence Operations Analyst

Posted 12 days ago
Job Viewed
Job Description
Continental Global Business Services in Manila started in June 2012 as Veyance Technologies Inc. and was acquired by Continental AG in January 2015. On the same year, it legally changed the company name to Continental Global Business Services Manila Inc., which reflects its global presence as a full-fledged subsidiary of ContiTech Division in Continental AG.
GBS Manila is composed of five (5) main work streams, structured to make processes centralized, standardized, and in leveraged technology with the support of IT group, Continental Business Systems & RPA Competence Center.
It provides end-to-end, front-to-back services; from customer service, order management, purchasing, invoice to payment, credit and collection, full finance activities, data management, and HR services including payroll, employee benefits and talent acquisition; all built to meet its customers needs.
Support for (Group) Compliance, (Group) Export Control & Sanctions plus the (global) Responsible Value Chain organization with operational tasks of the Business Partner Due Diligence process such as:
+ False Positive clearing for Sanctions screening, Adverse Media Screening, Ultimate Beneficial Owner (UBO) Screening, Internet Research, and Continuous Screening.
+ Manual Entry of BP information into the KYBP tool (depending on processes defined by the sectors/group functions).
+ Correction of wrongfully entered data by the initiator (e.g. found during follow ups)
+ Tracking of post-completion mitigation measures, incl. Follow ups with the business
+ Determination if post-completion mitigation measures were indeed completed by the initiator and complies with the requirements set.
+ Collection of random samples within the KYPB platform once a year based on a predefined set of criteria.
+ Preparation of sample to send to Group Compliance, Group Export Control & Sanctions plus the global Responsible Value Chain organization for further processing and analysis.
+ Collection of feedback of analysis by Group Compliance, Group Export Control & Sanctions + the global Responsible Value Chain organization
+ Bachelor's degree holder in Business, Finance, Engineering, IT, or related courses.
+ Basic knowledge in Compliance, Sanctions & Export Control and/or Labor and Human Rights, and Environmental Due Diligence.
+ 2-4 years of related work experience in Compliance and Export Control is a plus.
+ Work with Project teams on process improvements, development of KPI and other quality measures.
+ Advanced knowledge of IT systems and databases preferably SAP.
+ Proficient in using Office 365 applications; Advanced knowledge of Excel.
+ Able to facilitate team meetings to share best practices, lead process improvement initiatives, actively participate/form part of GBS committees (such as events comm., Connect
+ Experience with working with international teams a plus.
+ Understanding of different cultures
+ Hybrid work arrangement
+ HMO upon hire
+ Values-based culture
+ Work-life balance
+ Learning Opportunities
Ready to drive with Continental? Take the first step and fill in the online application.
Financial Planning Analysis Associate
Posted 6 days ago
Job Viewed
Job Description
br>Key Responsibilities:
Assist in the preparation of annual budgets, quarterly forecasts, and long-term financial plans for all retail business units.
Analyze actual financial performance vs. budget and provide variance explanations to management.
Support the development of financial models, dashboards, and scenario analyses to aid in business planning and decision-making.
Collaborate with various departments (e.g. Sales, Operations, Merchandising) to gather data and validate business assumptions.
Prepare timely and accurate financial reports, presentations, and insights for senior management and stakeholders.
Monitor KPIs and financial performance metrics across different brands, stores, and channels.
Support financial planning for new store openings, product launches, and expansion initiatives.
Maintain and update FP&A tools, templates, and reporting systems.
Assist in identifying risks and opportunities that may impact financial results.
Participate in cross-functional projects related to cost optimization, business growth, and system improvements.
Qualifications:
Bachelor’s degree in Finance, Accounting, Economics, or a related field. < r>1–3 years of experience in financial planning & analysis, business analytics, or corporate finance—preferably in retail, FMCG, or a multi-brand setup.
Familiarity with ERP and accounting systems (SAP, Oracle, QuickBooks, or similar).
Excellent analytical skills, with attention to detail and accuracy.
Strong communication and interpersonal skills; able to collaborate effectively across departments.
Ability to work in a fast-paced, deadline-driven environment.
Highly organized, with a proactive and problem-solving mindset.
Preferred Attributes:
Experience supporting multi-location retail operations or e-commerce channels.
Knowledge of inventory planning, cost allocation, and retail margin analysis.
CPA, CMA, or further finance-related certifications is an advantage but not required.
Passion for numbers, business strategy, and continuous process improvement.
Financial Planning Analysis Associate
Posted 6 days ago
Job Viewed
Job Description
WORK LOCATION: Taguig City, Philippines (Head Office) br>EMPLOYMENT TYPE: Full-time
DEPARTMENT: Finance
REPORTS TO: FP&A Manager / Finance Director
QUALIFICATIONS:
– Bachelor’s degree in Finance, Accounting, Economics, or a related field.
– Strong proficiency in Microsoft Excel and PowerPoint; experience with financial modeling and data visualization tools (e.g., Power BI, Tableau) is a plus.
– Familiarity with ERP and accounting systems (SAP, Oracle, QuickBooks, or similar). < r>– Excellent analytical skills, with attention to detail and accuracy. < r>– Strong communication and interpersonal skills; able to collaborate effectively across departments. < r>– Ability to work in a fast-paced, deadline-driven environment. < r>– Highly organized, with a proactive and problem-solving mindset. < r>
PREFERRED ATTRIBUTES:
– Experience supporting multi-location retail operations or e-commerce channels. < r>– Knowledge of inventory planning, cost allocation, and retail margin analysis. < r>– CPA, CMA, or further finance-related certifications is an advantage but not required. < r>– Passion for numbers, business strategy, and continuous process improvement. < r>
JOB SUMMARY:
We are looking for an analytical and detail-oriented FP&A Associate to support the financial planning, budgeting, forecasting, and performance analysis of our growing group of retail companies. Based in Taguig, the FP&A Associate will play a critical role in providing data-driven insights to support strategic decisions, optimize operations, and drive financial growth across multiple retail brands and business units.
KEY RESPONSIBILITIES:
– Assist in the preparation of annual budgets, quarterly forecasts, and long-term financial plans for all retail business units. < r>– Analyze actual financial performance vs. budget and provide variance explanations to management. < r>– Support the development of financial models, dashboards, and scenario analyses to aid in business planning and decision-making. < r>– Collaborate with various departments (e.g. Sales, Operations, Merchandising) to gather data and validate business assumptions. < r>– Prepare timely and accurate financial reports, presentations, and insights for senior management and stakeholders. < r>– Monitor KPIs and financial performance metrics across different brands, stores, and channels. < r>– Support financial planning for new store openings, product launches, and expansion initiatives. < r>– Maintain and update FP&A tools, templates, and reporting systems. < r>– Assist in identifying risks and opportunities that may impact financial results. < r>– Participate in cross-functional projects related to cost optimization, business growth, and system improvements.
Financial Planning Analysis Associate
Posted 23 days ago
Job Viewed
Job Description
-Bachelor’s degree in Finance, Accounting, Economics, or a related field. br>- 1–3 years of experience in financial planning & analysis, business analytics, or corporate finance—preferably in retail, FMCG, or a multi-brand setup.
- Familiarity with ERP and accounting systems (SAP, Oracle, QuickBooks, or similar).
- Excellent analytical skills, with attention to detail and accuracy.
- Strong communication and interpersonal skills; able to collaborate effectively across departments.
- Ability to work in a fast-paced, deadline-driven environment.
- Highly organized, with a proactive and problem-solving mindset.
We are looking for an analytical and detail-oriented FP&A Associate to support the financial planning, budgeting, forecasting, and performance analysis of our growing group of retail companies. Based in Taguig, the FP&A Associate will play a critical role in providing data-driven insights to support strategic decisions, optimize operations, and drive financial growth across multiple retail brands and business units.
Preferred Attributes:
- Experience supporting multi-location retail operations or e-commerce channels.
- Knowledge of inventory planning, cost allocation, and retail margin analysis.
- CPA, CMA, or further finance-related certifications is an advantage but not required.
- Passion for numbers, business strategy, and continuous process improvement.
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Financial Planning Analysis Associate - Taguig
Posted 22 days ago
Job Viewed
Job Description
Location: Taguig City, Philippines (Head Office) br>Employment Type: Full-time
Department: Finance
Reports To: FP&A Manager / Finance Director
Job Summary:
We are looking for an analytical and detail-oriented FP&A Associate to support the financial planning, budgeting, forecasting, and performance analysis of our growing group of retail companies. Based in Taguig, the FP&A Associate will play a critical role in providing data-driven insights to support strategic decisions, optimize operations, and drive financial growth across multiple retail brands and business units.
Key Responsibilities:
Assist in the preparation of annual budgets, quarterly forecasts, and long-term financial plans for all retail business units.
Analyze actual financial performance vs. budget and provide variance explanations to management.
Support the development of financial models, dashboards, and scenario analyses to aid in business planning and decision-making.
Collaborate with various departments (e.g. Sales, Operations, Merchandising) to gather data and validate business assumptions.
Prepare timely and accurate financial reports, presentations, and insights for senior management and stakeholders.
Monitor KPIs and financial performance metrics across different brands, stores, and channels.
Support financial planning for new store openings, product launches, and expansion initiatives.
Maintain and update FP&A tools, templates, and reporting systems.
Assist in identifying risks and opportunities that may impact financial results.
Participate in cross-functional projects related to cost optimization, business growth, and system improvements.
Qualifications:
Bachelor’s degree in Finance, Accounting, Economics, or a related field. < r>
1–3 years of experience in financial planning & analysis, business analytics, or corporate finance—preferably in retail, FMCG, or a multi-brand setup.
Strong proficiency in Microsoft Excel and PowerPoint; experience with financial modeling and data visualization tools (e.g., Power BI, Tableau) is a plus.
Familiarity with ERP and accounting systems (SAP, Oracle, QuickBooks, or similar).
Excellent analytical skills, with attention to detail and accuracy.
Strong communication and interpersonal skills; able to collaborate effectively across departments.
Ability to work in a fast-paced, deadline-driven environment.
Highly organized, with a proactive and problem-solving mindset.
Preferred Attributes:
Experience supporting multi-location retail operations or e-commerce channels.
Knowledge of inventory planning, cost allocation, and retail margin analysis.
CPA, CMA, or further finance-related certifications is an advantage but not required.
Passion for numbers, business strategy, and continuous process improvement.
Immediate Hiring - Financial and Analysis Supervisor
Posted 14 days ago
Job Viewed
Job Description
-Prepare and review accurate financial statements in compliance with PFRS and regulatory requirements. br>-Ensure timely submission of tax filings and other government-mandated reports.
-Monitor budgets, analyze variances, and implement cost-control measures.
-Supervise and mentor accounting staff to ensure accuracy, efficiency, and adherence to company policies.
Skills and requirements:
-Bachelor's degree in any related course
-With 3 years of experience in financial reporting, budgeting, forecasting, and cost-control measures.
-With 3 years of experience in tax and regulatory compliance
-With 3 years of experience in financial statement preparation & analysis
-Willing to work in Silang, Cavite
Financial Analyst - Financial Planning & Analysis (GWAM Finance)

Posted 26 days ago
Job Viewed
Job Description
The position is accountable for providing accurate, timely, and relevant monthly, quarterly and annual financial data production, reporting, analysis, planning and forecasting to different stakeholders of the Global Wealth and Asset Management & General Account (GWAM & GA) Finance Financial Planning & Analysis. Will locally report to MBPS FP&A Team Leader and provide support to stakeholders located in Asia and North America.
**Position Responsibilities:**
+ Actively involve in consolidating, analyzing, and synthesizing large amount of financial and non-financial information from various stakeholders
+ Prepares high-quality monthly and quarterly reports, dashboards and presentations in a timely and organized fashion catered to the needs of the different stakeholders of Global WAM Finance - Financial Planning and Analysis
+ Prepares Monthly/Quarterly Management Decks, Sales Report, Quarterly Forecasts from different business segments and others
+ Prepares and maintains templates of report packages, highlight key issues, and participate on issue resolution
+ Supports the annual consolidated planning process, including investigation of trends, model projections, sensitivities, metrics and preparation of presentation decks
+ Initiates improvements by exploring, identifying, and implementing reporting, analysis, and process solutions
+ Works closely with the North America or Asia business units, Stakeholders and MBPS FP&A teammates to ensure a smooth reporting and planning process, assisting in ad hoc requests as needed
+ Participates in team cross-training to establish back-up and improvement of processes handled
**Required qualifications:**
+ University graduate in Accounting/Finance, professional accounting designation (CPA) is an advantage
+ At least 2 years of experience in a finance role; Wealth and Asset Management industry experience is an asset
+ Intermediate to Advanced knowledge of Excel and Powerpoint (i.e. knowledge and application of excel formulas, pivot tables and creating of charts and tables is required);
+ Effective verbal and written communication skills; ability to succinctly engage with business partners and team members
+ Solid technical accounting skills with strong understanding of the business environment and financial reporting structure to provide value-added analysis and insights to management
+ Knowledge of general ledger reporting tools and systems
+ Strong attention to detail
+ Experience in developing of Power BI dashboard and knowledge of Anaplan is a plus
+ Proven ability to thrive in a fast paced, high-performing and collaborative team environment while managing multiple, constantly changing priorities and ad-hoc requests
+ Proactive approach to continuous improvements and a positive "can-do" attitude
**_When you join our team:_**
+ We'll empower you to learn and grow the career you want.
+ We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
+ As part of our global team, we'll support you in shaping the future you want to see.
**Acerca de Manulife y John Hancock**
Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite .
**Manulife es un empleador que ofrece igualdad de oportunidades**
En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.
Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a .
**Modalidades de Trabajo**
Híbrido