4 Risk Management Analyst jobs in the Philippines

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.
**Responsibilities:**
+ Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
+ Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately
+ Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability
+ Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions
+ Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings
+ Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 0-2 years of relevant experience
+ Experience in similar position or area
+ Working knowledge of industry practices and standards
+ Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
**Education:**
+ Bachelor's degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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**Job Family Group:**
Operations - Services
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**Job Family:**
Credit Maintenance
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**Time Type:**
Full time
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**Most Relevant Skills**
Please see the requirements listed above.
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**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.
The analyst is expected to have a deep understanding of credit risk, of Citi´s internal policies and procedures, and of being knowledgeable about the industry fundamentals that portfolio belongs to. They should need minimal supervision from their respective Credit Risk Team Leads and be able to carry thoughtful conversations with Risk and Banking partners.
This role has responsibility for the Real Money Funds Relationships and the role reports directly to the APAC Real Money Funds Credit Analyst Team Lead.
**Key Responsibilities:**
+ Assess the credit and financial strength of Citi's most complex Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
+ Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
+ Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners
+ Reviewing and providing recommendation on the risk raking across this sector
+ Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
+ Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
**Skills/Competencies:**
+ Risk & Credit Underwriting:
+ Well developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
+ Forms independent opinions on credit and recognizes emerging risks
+ Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
+ Sets the standard for industry research capabilities, including risk and key drivers
+ Solid understanding of Credit Policy and procedures; Proactively reviews Citi policies and procedures to benchmark against transactions and work submitted
+ Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly
+ Leadership:
+ Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
+ Embraces the need for change and appreciates its benefits with natural curiosity
+ Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas
+ Proven culture carrier
+ Competencies:
+ Highly effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
+ Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
+ Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
+ Technical:
+ Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
+ Advanced experience with the internal ICG Templates and with Financial Modeling
**Qualifications:**
+ Financial Services experience including at least 5 years of credit experience in Banking or Credit Risk Management
+ Proficient in Excel, Microsoft Word, PowerPoint.
+ Excellent communication skills, both oral and written.
**Education:**
+ BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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**Job Family Group:**
Risk Management
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**Job Family:**
Credit Decisions
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**Time Type:**
Full time
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**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
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**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Work Schedule: Hybrid (EDSA Greenfield might transfer to McKinley)

Shift:  10:00 AM 7:00 PM

Start Date: ASAP

Responsibilities:

• Creates a recommended audit plan for the audit programs assigned covering the objectives, timelines and scope of a specific audit project.
• Performs walkthroughs and assessment of internal controls of different processes involved in the audit program assigned.
• Documents process understanding and the test of controls and substantive tests performed.
• Collates pieces of evidence and investigates cases escalated by the finance and/or human resource department.
• Summarizes and presents audit findings.
• Takes part in policy development and reviews.
• Participates in implementation and monitoring of new processes and/or additional controls.
• Where applicable, provides direct reports with leadership, direction, and coaching to achieve work objectives and improve performance and skills.
• Assists in the strengthening of the Internal Audit, promotes guidelines, and helps structure internal audit processes to meet objectives.
• Performs petty cash count, vouching of documents and other audit procedures.
• Performs additional tasks as may be relevant.

 Qualifications:

• Certified Public Accountant with at least 2 years experience in Finance or Audit, preferrable from an auditing firm; OR BS Accountancy graduate with 2 years experience in auditing firm; OR BS Accountancy graduate with latin honor and with 2 years experience in Finance.