20 Risk Analyst jobs in the Philippines

**Job Description:**
The Senior Analyst, Vendor Governance reports locally to the Director Vendor Risk in MBPS and works operationally with the Sr Director, Vendor Governance Management in North America (Business Unit) and is responsible for ensuring effective risk management of the Company's vendors globally. The incumbent will have a deep understanding of relevant risk management principles and best practices. The individual is accountable for driving and monitoring compliance to the Company's Outsourcing and Third-Party Risk Management Policy. As a critical element of the first line of defense, the Senior Analyst will monitor and manage vendor risk, including conducting risk assessments and developing risk mitigation plans for vendors deemed to be highest or heightened risk.
As a subject matter expert, the incumbent is expected to contribute to development and delivery of vendor risk management training and provide input to relevant policies, processes and tools. In this capacity, the individual must be skilled in influencing others to assess and monitor vendor risk and follow vendor risk management policy.
**Position Responsibilities:**
+ Partner on an ongoing basis with business units & internal subject matter experts to identify and evaluate all risks and risk mitigation strategies associated with procurement highest and heightened risk vendors.
+ Ensure Pre-Screening Questionnaires and Inherent risk questionnaires are completed on a timely manner and required actions are taken.
+ Participate in pre-contract due diligence of highest or heightened risk vendors. Assess impact of risk assessments on vendor evaluation and selection.
+ Participate in pre-contract clause review of highest or heightened risk vendors. Assess if any mandatory risk clauses are required, and action are taken to address the risk.
+ Reassess the risks associated with highest and heightened risk vendors prior to the renewal of contract agreements.
+ Proactively monitor all vendors for emerging risks and provide business partners with visibility
+ Ensure completion and compliance for all activities related to outsourcing regulatory governance.
+ Participate in monitoring risk incidents and remediation resolution including development and execution of corrective action plans and ensure follow-on reporting and monitoring. Evaluate and process complaints, appeals and grievances.
+ Participate in collaborating with the business to develop disaster recovery and business continuity plans for highest risk vendors.
+ Escalate vendor risk issues and compliance problems that have not been adequately addressed.
+ Support development and execution of a robust communication and training plan to facilitate the effective awareness and application of outsourcing and third-party risk management policy and best practices.
+ Serve as a subject matter expert in interpreting requirements and improving awareness of operational risks faced by the businesses from vendor failure/poor performance.
+ Engage Information Risk Management and other risk Subject Matter Experts such as Legal, Compliance, Operational Risk Management, Investigative Services and Tax, as applicable, for assessment and review of risks identified during due diligence as well as identification of acceptable remediation.
+ Develop and maintain standard operating procedures (SOPs)
+ Stay informed about the latest developments in the vendor risk management field.
+ Perform any other job-related instructions, as requested, with reasonable accommodation
**Required Qualifications:**
+ 3+ years' experience in vendor management or third-party risk, Operational or Enterprise Risk, Internal Audit or Corporate Procurement or Contracts.
+ 3+ years' experience in vendor management applications, contract lifecycle management applications, Service Management tools
+ Must be comfortable to supporting Eastern US working hours (8 PM to 5 AM) on a hybrid working arrangement in Quezon City.
+ Experience in a professional environment
+ Knowledge of risk and control practices, procedures and principles
+ Strong PC skills and proficiency with MS Excel, Word, Access and SharePoint
**Preferred Qualifications:**
+ Strong written and verbal communication skills
+ Demonstrated ability to meet deliverables on time
+ Strong interpersonal skills and service-oriented attitude
+ Exceptional multitasking skills with an aptitude to make the right decision on competing priorities and deadlines
+ Excellent communication and problem-solving capability
+ Attentive to detail and quality, well-organized, innovative and result driven
+ Self-starter with high level of initiative
+ Exercises good judgment
+ Operates in a professional and ethical manner with customers and vendors.
+ Experience with data cleanup projects involving vendor types of information
+ Familiarity with large-scale company systems, databases and reporting tools
+ Ability to work in the night shift and flexible in work schedule as business need requires
**_When you join our team:_**
+ We'll empower you to learn and grow the career you want.
+ We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
+ As part of our global team, we'll support you in shaping the future you want to see.
**Acerca de Manulife y John Hancock**
Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite .
**Manulife es un empleador que ofrece igualdad de oportunidades**
En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.
Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a .
**Modalidades de Trabajo**
Híbrido

Job description:

Were looking for a Risk Data Analyst who can turn business questions into clear, data-driven insights. In this role, youll analyze business needs, support data analysis, and present findings through compelling visualizations. Your work will directly support projects in internal audit, digital transformation, compliance, and more.

What Youll Do

• Understand stakeholder needs and translate them into data insights
• Work with data engineers and analysts to develop analysis plans
• Assist in data preparation and processing where needed
• Design and build interactive dashboards and reports
• Present insights clearly using tools like Power BI or Tableau
• Contribute to advisory projects across audit, risk, compliance, tax, and business transformation

What Were Looking For

• Bachelors degree in Accountancy , Business , or a related field
• Basic knowledge of how analytics supports audit, advisory, and tax services
• Strong understanding of business processes and data interpretation
• Skilled in data visualization and business intelligence tools
• Excellent communication and presentation skills

**Job Purpose**
Citi Global Markets provides world-class solutions and an unmatched global presence. We serve corporates, institutional investors and governments from trading floors in almost 80 countries. The strength of our underwriting, sales and trading and distribution capabilities span asset classes (Commodities, Equities, Rates, Spread Products) and currencies, providing us with an unmatched ability to meet the needs of our clients.
Markets Governance & Control works with the Markets businesses and functions including Compliance, Operational Risk and Internal Audit, to support identification, evaluation and management of operational and compliance risks in Markets Sales and Trading businesses. The 1st Line of Defence (1LOD) Markets Controls Testing team is part of Markets Governance & Control, and is responsible for execution of a comprehensive, risk-based programme of control testing covering all Markets businesses globally. The primary mission of the 1LOD Markets Controls Testing team is to support Management in its continuous monitoring of its control framework and residual risk profiles, thereby supporting responsible provision of financial services to clients and effective risk management for the firm.
This position reports to the Global Markets Control Testing Programme Head, within the Markets Governance & Control Team. The Global Markets Control Testing Programme Head leads and directs a team of approximately 40 controls testing professionals responsible for supporting the above responsibilities, with breadth and depth on control testing planning and execution.
**Key Responsibilities:**
This role is to plan, execute and report the results of control testing covering Markets Trading and Sales businesses.
Key responsibilities of the role are:
+ Executing and reporting results of control testing
+ Supervising and coaching junior team members in execution of control testing
+ Monitoring execution of parts of the testing programme to agreed timelines, escalating and resolving obstacles to delivery
+ Maintaining high standards and best practice for execution of testing activities
+ Providing challenge to stakeholders on the design and effectiveness of controls
+ Supporting stakeholders in determining necessary control remediation identified through the testing programme
+ Maintaining strong stakeholder relationships across Front Office, Markets Conduct Risk, Compliance and Operational Risk
+ Presenting impactful summary outputs from the testing programme to stakeholders
+ Providing Markets controls subject matter expertise to stakeholders across all three lines of defence
**Knowledge, Experience & Skills:**
+ 5+ years experience in Front Office controls testing, internal audit, external audit, independent control reviews, or similar disciplines
+ Understanding of Markets business activities and associated regulations
+ Knowledge of Markets Operational and Compliance risks, and related controls, associated with trading and sales activities
+ Strong understanding of control design assessment and effectiveness testing techniques and practices
+ Experience of coaching and developing team members
+ Experience of overseeing a team to deliver rigor and attention to detail in execution
+ Experience of developing and maintaining effective senior stakeholder relationships
+ Track record of providing constructive, effective challenge to Senior Stakeholders on risk management matters
**Education:**
+ Bachelor / university education preferred, but appropriate industry experience & exceptional delivery track record is as important.
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**Job Family Group:**
Controls Governance & Oversight
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**Job Family:**
Quality Assurance, Monitoring & Testing
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**Time Type:**
Full time
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**Most Relevant Skills**
Analytical Thinking, Assurance Strategy, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Policy and Procedure, Risk Remediation, Stakeholder Management.
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**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

We are looking for an **Operations Risk Analyst** to join our new business at MBPS. In this role, you are expected to assist with initiatives or work that drive the controls improvement program across Asia, and collaborate with markets to identify gaps, understand existing processes, risks and controls.
**Position Responsibilities:**
+ Planning, organizing and implementing Operations L1B initiatives to improve risk & controls governance across the Asia segment.
+ Performing detailed analysis of current processes and controls against required improvements, including using data analytics to identify gaps/issues/trends that should be remediated to strengthen the governance of operations risk.
+ Evaluating findings, uncovering areas for improvements
+ Leading reviews of business processes and developing optimizing strategies.
+ Conducting meetings and workshops to present ideas, gather information, brainstorm and identify solutions.
+ Effectively communicating your insights and plans to cross-functional teams and management.
+ Documenting, communicating, and reporting of information received, actions taken, outcomes.
**Required Qualifications:**
+ Minimum 3-5 years of operational risk. management/audit/compliance, focusing on financial services (insurance, banking).
+ Must have previous experience in control testing, risk & control self-assessment (RCSA) and familiar with risk guidelines and engagements, and process automation.
**Preferred Qualifications:**
+ A good understanding of core insurance operational processes.
+ Experience in a regional role is advantageous.
**_When you join our team:_**
+ We'll empower you to learn and grow the career you want.
+ We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
+ As part of our global team, we'll support you in shaping the future you want to see.
**Acerca de Manulife y John Hancock**
Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite .
**Manulife es un empleador que ofrece igualdad de oportunidades**
En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.
Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a .
**Modalidades de Trabajo**
Híbrido

_We're looking for an_ **_Senior Risk & Control Analyst_** _to join our team at MBPS. In this role, you w_ _ill be providing_ _support to the Global Wealth Asset Management Risk Groups in the effective management of Operational Risks. This position supports Line 2 Risk team in the implementation and execution of an effective risk governance and management program, and with overseeing operational risk mitigation activities._
**Position Responsibilities:**
+ Responsible for consolidating and reporting incidents, issues and actions and other risk programs.
+ Support with aggregation of various metrics like Key Risk Indicators across the Global Wealth Asset Management (GWAM) businesses.
+ Provide support to maintain key elements of the risk program by monitoring the status and completion of business assessments and change management projects.
+ Build relationships with other risk team members to ensure management reporting is executed timely, accurately and efficiently.
+ Support the Risk Management team with their ongoing initiatives and projects.
+ Handle ad-hoc requests or inquiries as needed.
**Required Qualifications:**
+ **Experience:** A minimum of **2 years in internal/external audit or risk management is preferred.** Essential experience includes Risk and Control Self-Assessment (RCSA), Business Incident Management, and handling Key Risk Indicators (KRIs). **A theoretical understanding of Wealth and Asset Management is required** , with financial industry experience being advantageous.
+ **Educational Background:** A university degree in Accounting, Business Management, Finance, or a related field is required.
+ **Amenable to work on a night-shift schedule.**
**Preferred Qualifications:**
+ **Technical Skills:** Proficiency in Microsoft Office (Excel, PowerPoint, Word, SharePoint) is required. Strong analytical, problem-solving, and critical thinking skills are essential for effectively gathering and presenting data.
+ **Communication and Organization:** Excellent written and verbal communication skills. The candidate must be highly organized, capable of working in a fast-paced, multi-stakeholder environment, and able to manage multiple priorities.
+ **Teamwork and Attitude:** A positive work attitude with the ability to collaborate effectively in a team environment. The candidate should be capable of building relationships with other risk team members and handling ad-hoc requests or inquiries as needed.
**_When you join our team:_**
+ We'll empower you to learn and grow the career you want.
+ We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
+ As part of our global team, we'll support you in shaping the future you want to see.
**Acerca de Manulife y John Hancock**
Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite .
**Manulife es un empleador que ofrece igualdad de oportunidades**
En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.
Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a .
**Modalidades de Trabajo**
Híbrido

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At **Citi** , you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
**Shape your Career with Citi**
Citi's **Risk Management** organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks.
+ **DART** is the leading risk modeling and data analytics team in Citi. We use mathematical modeling and the latest technologies to calculate risk for the largest portfolios in Citi. We use visualizations and dashboards to communicate risk to senior stakeholders. Our models and analytics ensure that the bank has adequate capital during crisis.
+ We are a diverse group of professionals with backgrounds in physics, engineering, finance, economics, and data science. You will work alongside experienced colleagues to further develop your analytical and quantitative skills. Your responsibilities will include building models and analytical applications to tackle real-world challenges, paving the way for a career as a risk management expert and leader.
We're currently looking for a high caliber professional to join our team as **Assistant Vice President,** **Model/Analysis/Valid Sr. Analyst** **- Hybrid** (Internal Job Title: **Model/Anlys/Valid Sr Analyst** **-** **C12** ) based in **Taguig** , **Philippines** . Being part of our team means that we'll **provide** you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
+ Prepare detailed quantitative modeling and analysis for risk managers and senior management.
+ Synthesize and communicate complex risk models and results.
+ Conduct statistical analysis, quantitative modeling, and model risk controls.
+ Work with risk managers, businesses, and tech to design and build models for risk capture and stress testing
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ At least 4-5 years of relevant experience in creating, validating and reviewing models.
+ Undergraduate degree in a quantitative or technical discipline such as Computer Science, Engineering, Physics, Statistics, Quantitative Finance and the like.
+ Master's degree or higher in quantitative disciplines a plus.
+ Knowledge of or interest in finance, markets, risk management.
+ Ability to apply sophisticated mathematical/analytical techniques to solve real-world problems.
+ Proficient in Python, Java, or Scala in a Unix/Linux environment
+ **Candidate must be proficient in PYTHON.**
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. **Take the next step in your career, apply for this role at Citi today** _ Family Group:**
Risk Management
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**Job Family:**
Risk Analytics, Modeling, and Validation
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**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Description**
**Analyst - Process Risk Reduction & Analytics**
**#4th in Great Place to Work's Best Company To Work For 2025**
**#10th in Fortune Magazine's 2025 World's Most Admired Companies**
**#1st in the J.D. Power 2024 U.S. Credit Card Satisfaction Study of National Credit Card Issuers**
**Top GBS Employers for the Philippines (2025) by the Everest Group**
At American Express, our culture is built on a 175-year history of innovation, shared values and leadership behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The objective of the Operational Risk Management (ORM) Process Risk Reduction and Analytics team is to address identified systemic and emerging operational risks, to ensure the integrity and efficiency of business processes, and maintain the alignment of risk reduction efforts through well-executed risk mitigation and remediations activities. The team does this through analyzing data and looking for themes across the company's processes and operational risk stripes using advanced analytics tools, in addition to quantifying operational risks, developing key risk indicators (KRIs), key performance indicators (KPIs), and operational risk metrics to assess risk exposure.
The Operational Risk Management (ORM) team is looking for an Analyst of Process Risk Reduction and Analytics to be part of a diverse team of high-performing professionals focused on identifying emerging risks, performing analytics and reporting and ensuring effective operational risk management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.
**Responsibilities:**
+ Support risk analytics initiatives by gathering, preparing, and analyzing data to help identify and monitor systemic and emerging operational risks.
+ Develop and maintain risk solutions, metrics, and dashboards to quantify risks and provide insights that support management decisions.
+ Execute data transformation and ETL processes, ensuring accuracy, consistency, and quality across large datasets.
+ Perform statistical and trend analysis to identify patterns in operational risk data, highlighting potential issues or emerging risk exposures.
+ Assist in the development and deployment of visualization solutions (e.g., Tableau, Power BI, ThoughtSpot) that translate complex risk data into clear, actionable insights for stakeholders.
+ Collaborate closely with peers, managers, and cross-functional teams, providing technical and analytical support during project delivery, testing, and reporting.
+ Stay current on data tools and methodologies, applying best practices in data analysis and risk monitoring to continuously improve processes.
**Minimum Qualifications:**
+ 2-4 years of experience in data analytics, risk analysis, or a related field.
+ Proficiency in SQL, Python, or similar tools for querying and analyzing large datasets.
+ Strong understanding of data warehousing concepts and hands-on experience with ETL processes.
+ Exposure to business intelligence tools (e.g., Tableau, Power BI, ThoughtSpot, Alteryx, Cognos).
+ Strong analytical and problem-solving skills, with attention to detail and data quality.
+ Effective communication skills, with the ability to present analytical findings to both technical and non-technical stakeholders.
+ Ability to work collaboratively in a team environment and manage multiple priorities.
**Preferred Qualifications:**
+ Experience with Big Data platforms such as BigQuery, Databricks, or Snowflake.
+ Background or internship experience in risk management, internal audit, or control functions, ideally within financial services.
+ Familiarity with operational risk frameworks and regulatory expectations in financial institutions.ORMCM
**Qualifications**
**Additional Details:**
+ Location: BGC Corporate Center 2, 5th Avenue corner 30th Street, Bonifacio Global City, Taguig
+ Workplace Flexibility: Full time. Must be amenable to follow a hybrid work arrangement (onsite and work from home)
+ Work From Home Requirements:
+ Must have at least 25 mbps internet connection plan / speed
+ Must have a private & quiet area to work at home
+ American Express offers a fantastic and diverse working environment. High performance is rewarded with target driven incentives
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Employment eligibility to work with American Express in the Philippines is required as the company will not pursue visa sponsorship for these positions.
**Job:** Risk
**Primary Location:** Philippines-PHL-Taguig City
**Schedule** Full-time
**Req ID:**

**Credit Risk Officer**
Role Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.
Key Deliverables:
+ Supports in driving overall risk management principles throughout all portfolios
+ Identify potential risk, issues that need escalation and escalates them promptly
+ Assist in managing Pearson's bad debt provision entails report generation and ensuring its accuracy and adherence to the guidelines
+ Ensure on-time and accurate reporting, documentation, filling and storage, and submission of all relevant reports
+ Coordinate with the management and Internal/external audit to resolve risk management, audit requirements and control issues.
+ Analyze macroeconomics, economic activity, and the creditworthiness of customers. Includes analyzing relevant industry and financial condition of borrowers, the risk factors and prepare mitigating suggestions
+ Identify financial risks to Pearson based on the financial profile and payment capacity of the customer
+ Prepare and submit credit assessment report to the approver, recommend and or adjust limits based on the results based on the analysis of the financial situation and gathered information
+ Review Credit limits and internal rating of existing customers
+ Other works / reports assigned by the Credit Risk Manager
+ At least 2 years' experience in Finance, preferably directly in the Order-to-Cash function and specifically in credit risk management
+ Knowledge in basic industry research capabilities, including risk and key drivers
+ Capable of writing comprehensive and in-depth credit assessment report
+ Ability to identify key drivers for change and process improvements
+ Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
+ Efficient judgement and informed decision-making skills
+ Good knowledge of audit and SOX compliance
+ Highly proficient in reporting tools such as excel
**Who we are:**
At Pearson, our purpose is simple: to help people realize the life they imagine through learning. We believe that every learning opportunity is a chance for a personal breakthrough. We are the world's lifelong learning company. For us, learning isn't just what we do. It's who we are. To learn more: We are Pearson.
Pearson is an Equal Opportunity Employer and a member of E-Verify. Employment decisions are based on qualifications, merit and business need. Qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, sexual orientation, gender identity, gender expression, age, national origin, protected veteran status, disability status or any other group protected by law. We actively seek qualified candidates who are protected veterans and individuals with disabilities as defined under VEVRAA and Section 503 of the Rehabilitation Act.
If you are an individual with a disability and are unable or limited in your ability to use or access our career site as a result of your disability, you may request reasonable accommodations by emailing
**Job:** Finance
**Job Family:** FINANCE
**Organization:** Corporate Finance
**Schedule:** FULL_TIME
**Workplace Type:** Hybrid
**Req ID:** 19581

**Credit Risk Officer**
Role Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.
Key Deliverables:
+ Supports in driving overall risk management principles throughout all portfolios
+ Identify potential risk, issues that need escalation and escalates them promptly
+ Assist in managing Pearson's bad debt provision entails report generation and ensuring its accuracy and adherence to the guidelines
+ Ensure on-time and accurate reporting, documentation, filling and storage, and submission of all relevant reports
+ Coordinate with the management and Internal/external audit to resolve risk management, audit requirements and control issues.
+ Analyze macroeconomics, economic activity, and the creditworthiness of customers. Includes analyzing relevant industry and financial condition of borrowers, the risk factors and prepare mitigating suggestions
+ Identify financial risks to Pearson based on the financial profile and payment capacity of the customer
+ Prepare and submit credit assessment report to the approver, recommend and or adjust limits based on the results based on the analysis of the financial situation and gathered information
+ Review Credit limits and internal rating of existing customers
+ Other works / reports assigned by the Credit Risk Manager
+ At least 2 years' experience in Finance, preferably directly in the Order-to-Cash function and specifically in credit risk management
+ Knowledge in basic industry research capabilities, including risk and key drivers
+ Capable of writing comprehensive and in-depth credit assessment report
+ Ability to identify key drivers for change and process improvements
+ Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
+ Efficient judgement and informed decision-making skills
+ Good knowledge of audit and SOX compliance
+ Highly proficient in reporting tools such as excel
**Who we are:**
At Pearson, our purpose is simple: to help people realize the life they imagine through learning. We believe that every learning opportunity is a chance for a personal breakthrough. We are the world's lifelong learning company. For us, learning isn't just what we do. It's who we are. To learn more: We are Pearson.
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**Job:** Finance
**Job Family:** FINANCE
**Organization:** Corporate Finance
**Schedule:** FULL_TIME
**Workplace Type:** Hybrid
**Req ID:** 19581