177 Risk Analysis jobs in the Philippines

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The Market Risk and Product Control Reporting Expertise Team is a new team within WB COO FM with as purpose to deliver quality reports and analyses on Financial Markets P&L and Market Risk in cooperation with the teams. In the upcoming years, the team will build its portfolio by taking over the operational tasks related to Profit and Loss and Risk Reporting, aligning these processes across locations, improving and automating them where possible. The team will also closely monitor and improve the performance of the IT value chain, implementing controls that will ensure timeliness, completeness and accuracy across all systems involved.

Your role and key responsibilities

• You are responsible for the design, implementation and monitoring of the Product Control Reporting processes.
• You analyze the issues experienced in the reporting process, e.g. incorrect P&L reporting on Trade or Book or weaknesses in the (IT) value chain leading to late reporting, and initiate the implementation of solutions, either in process or in systems.
• You liaise with colleagues from Trading Risk Management, Company's Hubs and Tech to create an environment of virtuous improvement and implement metrics to monitor the performance of the reporting processes.

Qualifications

A colleague with the ability to simplify complexity and drive operational excellence, with analytical skills who takes decisions based on data and facts, that has strong resilience: the ability to navigate through ambiguity and simplify complexity, that is a pro-active, creative and an out-of-the box thinker, and an open and transparent communicator, an energetic, motivating person who can work as part of a team but also independently.

• Proven track record and technical skills
• Master's or bachelor's degree.
• Minimum of 3-5 years of working experience.
• Experience in the Financial Markets, Market Risk or Operations environments
• Experience in Stress testing, Back testing and Product Control
• Knowledge of Derivatives products
• Experience and/or affinity to deliver process improvements together with the IT organization.
• Experience in Data analytics, Robotics or Alteryx is a plus
• Excellent written and verbal English communication skills.
• Work location: One Ayala, Makati
• Working setup: Hybrid (3x onsite, 2 days WFH)

Overview:

The Business Management Function Head is responsible for overseeing consumer requirement integration planning, business risk identification, and cross-functional collaboration to drive business growth. This role ensures the alignment of business objectives with corporate strategy, strengthens governance and compliance, and supports the company's overall goals.

Functions and Responsibilities:

1. Consumer Requirement Management

• Plan, coordinate, and execute IT projects, including system upgrades, migrations, and implementations.
• Define project objectives, priority, timelines, deliverables, and manage project resources and risks.

2. IT system and tool support

• Responsible for the training and alignment of key support systems such as CRM, BSS/OSS (Business Support System/Operation Support System).
• Participate in the planning and landing of new business and new systems to ensure the advancement and applicability of the support system.
• Promote digital transformation, such as the application of AI, big data, and automation tools to enhance business support capabilities.

3. Workforce Planning & Hiring Management

• Develop and monitor workforce plans to align headcount with business priorities and budget.
• Partner with HR and Talent Acquisition to manage hiring, redeployment, and role repurposing.
• Track and report headcount utilization, hiring progress, and workforce OKRs to leadership.
• Ensure organizational structure and staffing are optimized to support business growth, capability needs, and succession planning.

4. Audit Oversight & Risk Management

• Oversee business and marketing audit activities, ensuring compliance with policies, accurate reporting, and effective risk controls.
• Supervise internal audit, legal, and finance risk control support to maintain adherence to company policies, regulatory requirements, and data security standards.
• Drive cross-department collaboration for issue resolution, while providing management with clear audit insights, reports, and recommendations.

5. Stakeholder & Cross-Functional Coordination

• Collaborate with key business units (e.g., Sales, Marketing, Network Operations, Finance, IT) to ensure seamless execution of business strategies.
• Represent the company at industry events, forums, and strategic discussions.

6. Leadership & Team Development

• Build and lead a high-performing business management team.
• Foster a culture of innovation, accountability, and continuous improvement.
• Drive talent development, mentorship, and succession planning initiatives.

Education:

• Bachelor's or Master's degree in Business Administration, Finance, Telecommunications, or a related field.

Experience:

• Minimum 10-15 years of experience in business management, operations, or strategy, with at least 5 years in a leadership role within the telecommunications industry.
• Experienced in tech business analysis, corporate and strategy planning, and business risk management are highly preferred

Candidate must be willing to report 100% onsite in our BGC office.

We regret to inform that only shortlisted candidates will be notified.

Job Purpose

• Develop and improve credit risk management policies for various products, i.e., Credit Cards, Personal Loans, Merchant Acquiring Corporate Cards, to support business goals and objectives.
• Monitor consumer lending portfolio's credit exposure by identifying early risk indicators and applying mitigating actions when necessary.
• Create, implement and administer credit risk strategies, policies and procedures and coordinate with stakeholders to ensure smooth implementation.
• Contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform.
• Represents the Group in Committee meetings, Business reviews, endorsement of credit risk proposals and other areas where credit risk decision is needed, in the absence of the Credit Risk Management Head.

Job Requirements

• Graduate of a business course or business-related course
• Proven expertise in credit risk and portfolio management
• Knowledgeable on current banking laws and regulations, and bank lending policies.
• With 4 to 8 years of solid experience in credit card or loans business specifically in areas of Credit Cycle and Risk Management, preferably in a leadership role

Credit Risk Department Head

Location: Makati

Employment Type: Full-time (Monday – Friday, Morning Shift)

Compensation: Up to PHP 70, ,000 (Basic) + Competitive Benefits

Perks & Benefits

• Fixed allowances & leave credits
• Annual guaranteed bonus (released quarterly)
• De Minimis and other allowances
• Performance incentives
• Comprehensive insurance coverage
• Retirement plan
• Car loan entitlement & benefits
• Other exclusive executive perks

Role Overview

The Credit Risk Head is responsible for safeguarding the bank's portfolio by overseeing all credit risk activities across retail and corporate lending. This role ensures well-balanced credit decisions, policy compliance, and proactive risk management while providing strategic direction to the department.

Key Responsibilities

Credit Risk Strategy & Oversight

• Establish and enforce credit risk policies, standards, and approval criteria in line with regulatory guidelines.
• Lead credit underwriting and due diligence for retail and corporate accounts.
• Monitor and manage the overall credit portfolio, identifying early warning signals and implementing corrective measures.

Reporting & Compliance

• Ensure strict compliance with BSP regulations, internal audit standards, and bank policies.
• Prepare and present portfolio reviews, risk assessments, and trend reports to Senior Management and the Board.
• Partner with business units to minimize NPLs and reduce delinquency rates.

Leadership & Team Management

• Lead the Credit Risk Department, setting performance objectives, budgets, and operational targets.
• Mentor and evaluate staff, building a culture of accountability and high performance.
• Oversee team schedules and day-to-day operations for maximum efficiency.

Advisory & Collaboration

• Provide recommendations on accounts requiring special management or legal action.
• Contribute insights during strategy meetings and cross-departmental initiatives.
• Participate in training and development programs to strengthen organizational risk awareness.

Job Type: Full-time

Pay: Php100, Php120,000.00 per month

Application Question(s):

• Do you have experience handling corporate accounts
• How much is your current salary?
• How much is your expected salary?

Work Location: In person

Company
: OneLot Financing Corporation

Location
: Makati, Philippines

Company
: OneLot Financing Corporation

Location
: Makati, Philippines

About OneLot:

OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars faster, easier, and more effective.

Led by a group of experts in lending and startups, and backed by top-tier investors, OneLot is on an exciting path of rapid growth. If you're eager to take the next step in your career, gain valuable experience, and be part of a company that's making an impact, we'd love to have you join us.

You can learn more about OneLot here:

• OneLot Official Site:
• LinkedIn Page:
• Philstar Wheels
• Esquire Feature:

About the Role:

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well-informed, data-driven, and aligned with our internal policies and risk standards.

What you will do:

• Collect, review, and analyze business and financial information of used car dealers.
• Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
• Conduct research to gather additional information related to a dealer's business, credit standing, and background.
• Evaluate financial data to design tailor-fit credit solutions for each applicant.
• Assess and recommend credit decisions based on the dealer's risk profile.
• Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
• Monitor credit performance and provide insights to support strategic credit decisions.

What we will need:

• With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
• Knowledge of KYC, credit investigation, and due diligence processes.
• Familiarity with financial statements and credit scoring methods.
• Preferably with a degree in Finance, Business Administration, Economics, or a related course.
• Excellent verbal and written communication skills.
• Ability to handle difficult conversations with empathy and professionalism.

About OneLot and Benefits:

At OneLot, we offer a range of benefits to help you excel in your role and support your personal and professional growth. These include:

• Career Acceleration
  : Join an up-and-coming startup poised for significant growth.
• Collaboration
  : Work closely with our founders and senior management team, contributing to the company's strategic vision.
• Learning Opportunities
  : Enjoy a steep learning curve in a creative and dynamic work environment.
• Competitive Salary
  : We offer a competitive salary package to attract and retain top talent.
• Exciting Earning Potential
  : Earn an uncapped bonus based on your individual contributions, evaluated alongside company performance and other key factors—rewarding your impact and success.
• HMO Health Insurance
  : Your health and well-being are important to us, and we provide comprehensive health insurance from day 1.
• Team Culture
  : Join a cool, dynamic team with a great working culture that values innovation, collaboration, and diversity.

If you are a highly motivated and results-driven professional looking to make a significant impact in the FinTech industry, we invite you to join us on this exciting journey at OneLot.

How to Apply:

To apply for the position at OneLot, click apply Alternatively, you may click here to apply:

OneLot is an equal opportunities employer. We welcome applications from candidates of all backgrounds and experiences.

Purpose of the Role

Hands-on credit analyst for SME lending in the Philippines. Executes Jia's established credit framework while using judgment, curiosity, and problem-solving skills to assess borrower applications, analyze financials, and propose improvements to how we evaluate risk.

Must-Have Skills & Experience

• 2–5 years in credit risk analysis, financial analysis, or SME lending
• Strong financial statement analysis skills (P&L, balance sheet, cash flow)
• Ability to own borrower evaluations end-to-end and make sound credit recommendations
• Curious, proactive problem-solver who can ask the right questions to uncover key risks
• Excellent written and spoken English
• Comfortable working independently in a fast-paced environment

Preferred

• SQL/Python skills to pull and analyze data for underwriting
• Experience in fintech, alternative lending, or commercial banking
• Familiarity with credit scoring models/statistical analysis

Key Traits

• Analytical thinker who can adapt framework rules to real-world borrower scenarios
• Investigative mindset — digs beyond surface-level information to uncover the true credit story
• Process-oriented but always looking for ways to improve how we approach underwriting
• Strong communicator who can work closely with sales/ops while driving borrower conversations directly

Role Highlights

• Central to Jia's credit decision-making in the Philippines
• Opportunity to refine and shape our credit evaluation process
• Collaborates with global credit leadership while owning PH evaluations
• Career growth path into senior credit leadership as we scale

Company: OneLot Financing Corporation

Location: Makati, Philippines

About OneLot:

OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars faster, easier, and more effective.

Led by a group of experts in lending and startups, and backed by top-tier investors, OneLot is on an exciting path of rapid growth. If you're eager to take the next step in your career, gain valuable experience, and be part of a company that's making an impact, we'd love to have you join us.

You can learn more about OneLot here:

• OneLot Official Site:
• LinkedIn Page:
• Philstar Wheels
• Esquire Feature:

About the Role:

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well-informed, data-driven, and aligned with our internal policies and risk standards.

What you will do:

• Collect, review, and analyze business and financial information of used car dealers.
• Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
• Conduct research to gather additional information related to a dealer's business, credit standing, and background.
• Evaluate financial data to design tailor-fit credit solutions for each applicant.
• Assess and recommend credit decisions based on the dealer's risk profile.
• Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
• Monitor credit performance and provide insights to support strategic credit decisions.

What we will need:

• With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
• Knowledge of KYC, credit investigation, and due diligence processes.
• Familiarity with financial statements and credit scoring methods.
• Preferably with a degree in Finance, Business Administration, Economics, or a related course.
• Excellent verbal and written communication skills.
• Ability to handle difficult conversations with empathy and professionalism.

About OneLot and Benefits:

At OneLot, we offer a range of benefits to help you excel in your role and support your personal and professional growth. These include:

• Career Acceleration: Join an up-and-coming startup poised for significant growth.
• Collaboration: Work closely with our founders and senior management team, contributing to the company's strategic vision.
• Learning Opportunities: Enjoy a steep learning curve in a creative and dynamic work environment.
• Competitive Salary: We offer a competitive salary package to attract and retain top talent.
• Exciting Earning Potential: Earn an uncapped bonus based on your individual contributions, evaluated alongside company performance and other key factors—rewarding your impact and success.
• HMO Health Insurance: Your health and well-being are important to us, and we provide comprehensive health insurance from day 1.
• Team Culture: Join a cool, dynamic team with a great working culture that values innovation, collaboration, and diversity.

If you are a highly motivated and results-driven professional looking to make a significant impact in the FinTech industry, we invite you to join us on this exciting journey at OneLot.

How to Apply:

To apply for the position at OneLot, click apply Alternatively, you may click here to apply:

OneLot is an equal opportunities employer. We welcome applications from candidates of all backgrounds and experiences.

Job Type: Full-time

Pay: Php25, Php30,000.00 per month

Work Location: In person

The Credit Risk Staff is primarily responsible inreviewing and checking the completeness and sufficiency of information on the application form/increase in credit limit request and the basic documentary requirements.

Responsibilities

• Verifies applicant's name and spouse (if any) versus the office file checking results obtained from the application system for possible duplication and matches on deposits, active loans, and historical loans and adverse records
• Ensures that the information is encoded accurately and completely in the front-end system
• Verifies critical information in Application Form and related documents by conducting interviews with the applicant and third-party sources to establish the applicant's identity and capacity to pay
• Reviews and checks credit bureau result and encode matching information if any.
• Pre-screens applications queued at scoring referral stage and recommends the approval/disapproval of the credit application based on the internal credit score results
• Reviews cardholder's BPI/BFB card profile and conduct verification with the cardholder and/or recommending Unibank Officer, as deemed necessary to client's increase in credit limit request
• Assists in client inquiries, complaints, and feedback regarding status of application or cardholder requests

Qualifications

• Must possess at least Bachelor's/College Degree in Business Studies/Administration/Management/Finance/Accountancy/Banking equivalent
• Fresh graduates are welcome to apply
• Proficient in using Microsoft Office applications

Job Title:
Credit Risk Lead (Assistant Manager – Senior Manager)

Location:
Ortigas

Shift:
Day Shift

Role Overview:

We are seeking a highly skilled
Credit Risk Lead
to oversee credit risk strategy and policies. The successful candidate will collaborate with teams across the organization to ensure the effective implementation of risk policies, supporting responsible and sustainable lending practices.

Key Responsibilities:

• Develop, implement, and maintain credit risk policies in alignment with organizational objectives.
• Lead initiatives related to sustainable finance and ESG risk considerations.
• Provide guidance on unsecured retail lending, payroll lending, and SME lending risk frameworks.
• Collaborate with cross-functional teams to ensure compliance and risk mitigation strategies are embedded in business processes.
• Monitor emerging risks and industry trends to inform strategic decision-making.

Technical Skills & Qualifications:

• Proven expertise in
  Credit Risk Management
  within financial institutions or fintech companies.
• Strong understanding of
  Sustainable Finance
  and
  ESG Risk
  practices.
• Experience in
  Unsecured Retail Lending, Payroll Lending, and SME Lending
  .
• Additional qualifications such as
  MBA, CFA, or CPA
  are highly desirable.
• 7 to 10 years
  of professional experience in credit risk management.
• In-depth knowledge of ESG and Sustainable Finance topics.

Why This Role is Exciting:

• Lead the credit risk strategy in a dynamic and innovative banking environment.
• Collaborate with cross-functional teams on impactful ESG and sustainable finance initiatives.
• Opportunity for professional growth and development in a rapidly evolving financial landscape.