34 Property Claims jobs in the Philippines

Job Summary:

The Claims Adjuster is responsible for investigating and processing claims for non-life insurance policies, ensuring fair and timely settlement in line with company policies and industry regulations.

Job Description:

1. Investigate and assess claims for non-life insurance lines (e.g., property, casualty, motor, liability).
2. Conduct site inspections and gather necessary documentation and evidence.
3. Interview claimants, witnesses, and other relevant parties.
4. Analyze policy coverage and determine the extent of liability.
5. Negotiate settlements and ensure timely resolution of claims.
6. Prepare clear and accurate reports and documentation of findings.
7. Ensure compliance with company policies, insurance regulations, and industry standards.

Qualifications:

• Bachelor's degree in Business Administration, or a related field.
• Prior experience in claims adjusting or insurance claims processing preferred.
• Strong analytical, investigative, and negotiation skills.
• Good knowledge of non-life insurance products (property, casualty, motor, liability).
• Excellent communication and interpersonal skills.
• Ability to work independently and manage multiple cases.
• Proficiency in report writing and basic computer applications.

The Senior Claims Adjuster is responsible for investigating and validating insurance claims to ensure compliance with company policies and procedures. This role involves on-site inspections, evaluating damages, and recommending appropriate actions to resolve claims while safeguarding the company's interests.

Key Responsibilities:

• Claims Investigation and Validation:
• Investigate and verify the validity of claims submitted to the company.
• Review policy provisions, premium payment status, and other relevant details to determine policy applicability.
• On-Site Damage Inspection:
• Conduct on-the-spot inspections of vehicle damages.
• Assess the extent of damages and ensure alignment with policy terms and conditions.
• Claims Evaluation and Adjustment:
• Evaluate claims to determine the appropriate amount to be paid, ensuring recommendations are fair, reasonable, and in line with company policies.
• Ensure that claims payments accurately reflect the damages incurred without causing financial disadvantage to the company.
• Liability Assessment:
• Determine the extent of the company's liability for valid claims.
• Recommend payment amounts based on thorough analysis and assessment.
• Claims Denial Recommendations:
• Recommend denial of claims when sufficient grounds exist, supported by evidence and policy guidelines.
• Reporting and Documentation:
• Prepare detailed reports and documentation to support claims decisions.

Qualifications:

• Bachelor's degree in insurance, business administration, or a related field.
• At least 4 years of extensive experience in claims adjusting, with a strong focus on vehicle and property damage claims.
• In-depth knowledge of insurance policies, procedures, and applicable laws.
• Excellent analytical and decision-making skills.
• Strong communication and negotiation abilities.
• Proficiency in claims management software and tools.

Key Competencies:

• Attention to detail and accuracy in evaluating claims.
• Ability to work independently and make sound recommendations.
• Strong organizational and time-management skills.
• Commitment to maintaining confidentiality and integrity in all investigations.

This role is critical in ensuring fair claim resolutions while protecting the company's financial interests. The Senior Claims Adjuster will act as a key liaison between the company and its clients, ensuring efficient and effective claims processing.

Job Type: Full-time

Pay: Php35, Php40,000.00 per month

Work Location: In person

• Investigate and check the validity of claims submitted to the company.
• Inspect on the spot damages of vehicles and checks adaptability of existing policy provision and other relevant details that pertain to the policy such as status of premium payment, status of policy, etc. to develop recommendation or actions to be taken.
• Evaluate/Adjust claims to be paid to ensure that the amount recommended is reasonable and fair and will not be disadvantage of the company.
• Determines the extent of the company's liability on valid insurance claims and recommends amount to be paid and assesses if claim payment correspond to the damages incurred.
• Recommends denials of claims if sufficient grounds has been established.

Job Type: Full-time

Education:

• Bachelor's (Preferred)

Work Location: In person

Hi We're Smartsourcing, and we're looking for a full-time, onsite Vehicle Claims Adjuster to keep cases moving, documents in order, and deadlines on point. You'll handle claims, recoveries, and logistics tasks with precision—ensuring accuracy, compliance, and seamless coordination every step of the way. Here, your eye for detail and knack for keeping workflows on track will help deliver the gold standard of service our clients expect.

Where? JEG Tower, Archbishop Reyes, Corner Acacia St., Barangay Kamputhaw, Cebu City, 6000 Cebu The Vehicle Claims Adjuster is responsible for delivering high-quality operational support across Recoveries, Claims, and Logistics workflows. This role ensures timely and accurate processing of cases, coordination of documentation, follow-ups with internal and external stakeholders, and adherence to company policies and compliance standards. The position plays a vital role in maintaining efficiency, accuracy, and service excellence throughout the claims lifecycle and associated logistics activities.

Claims Support

• Monitor and manage the Claims Inbox and Overflow queues, ensuring timely allocation and response.
• Process and assess Non-Fault claims and cases in Caspar.
• Handle Caspar Remaining Requests, ensuring all outstanding requirements are addressed.
• Conduct Rego Chase follow-ups (checked and contacted) and obtain Rego papers for claim files.
• Support documentation for POE bundling and hearing preparation where applicable.

Recoveries Support

• Conduct Assessment of Recoverable in WA and other regions as needed.
• Complete and review Legal Checklists.
• Undertake Outbound activities for reduced settlements and legal file reviews.
• Prepare and process Witness Statement Affidavits.
• Process Recoveries Emails and perform follow-ups (Email Left).

Logistics Support

• Issue and follow up on Collection Notes.
• Process On Hire requests and update email notifications (On Hire Email Left).
• Conduct Post Hire QA and track Total Post Hire volumes.
• Monitor and action Remaining Post Hire Targets.
• Chase Client Outstanding Documents.
• Manage Manila Task List and resolve Task List Outstanding items.

TPD & Multi-Stream Support

• Perform TPD Chase activities, both for files checked by other handlers and files contacted directly.
• Obtain Claim Numbers and track TPD Success Rates.
• Coordinate Delivery Sent confirmations.
• Manage Change File Handler requests.

General & Ad Hoc Duties

• Provide ad hoc operational support across Claims, Recoveries, and Logistics as required.
• Participate in training and skill development programs to stay updated on processes, systems, and compliance standards.
• Maintain accurate records in accordance with company and regulatory requirements.

• Strong organisational skills with the ability to manage multiple workflows simultaneously.
• High attention to detail and accuracy in data entry and documentation.
• Effective communication skills (written and verbal) for internal and external interactions.
• Ability to work under pressure and meet deadlines in a fast-paced environment.
• Proficiency in case management systems, email platforms, and Microsoft Office Suite.
• Problem-solving skills with a proactive approach to resolving issues.

• Previous experience in claims processing, recoveries, or logistics within the insurance or legal services sector preferred.
• Experience in administrative or operational support roles with high-volume workflow management.
• Understanding of insurance claims procedures, recoveries processes, and logistics coordination (advantageous).
• Training in compliance, data handling, or legal document preparation (desirable but not mandatory).

Step Into the Smartsourcing Experience

Smartsourcing was created with one mission: to change lives. We're here to ensure that businesses flourish and, just as importantly, that every member of the crew is inspired, supported, and set up to thrive. For the fourth year running, we've been recognized as one of HR Asia's Best Companies to Work For. This award isn't just a title—it's a testament to our commitment to making Smartsourcing an incredible place to build a career.Why You'll Love Working Here

At Smartsourcing, we believe the best work comes from people who feel seen, heard, and valued. That's why we're all about fostering an environment where you can be your true self. We take pride in being certified as a Great Place to Work, because we know that when you love where you work, extraordinary things happen. Here's just a glimpse of what we offer:

• Fixed weekends off

• 5-day Christmas Leave

• HMO coverage for you and your dependent/s from Day 1 of employment

• Group life insurance from Day 1 of employment

• Free lunch + soft breakfast every day

• Free coffee every day (latte, americano, or cappuccino) made by our in-house barista

• For the night shifters, additional NIGHT DIFF

• Sports wellness clubs including hiking and free-diving

• Subsidised gym membership at Anytime Fitness

• Engagement bonuses

• Over-the-top monthly, quarterly, and annual performance bonuses

• Exclusive discounts in selected restaurants and merchants

• Themed BFFs, monthly knockoffs, summer parties

• Community give-back programs and personal development workshops

• And so much more

We're not just another outsourcing company. We're building something that actually matters here – a place where good work meets good culture.

Your next career move starts here—step in, stand out, and make an impact where precision and performance truly matter. Join Smartsourcing.

The Senior Claims Adjuster is responsible for investigating and validating insurance claims to ensure compliance with company policies and procedures. This role involves on-site inspections, evaluating damages, and recommending appropriate actions to resolve claims while safeguarding the company's interests.

Key Responsibilities:

• Claims Investigation and Validation:
• Investigate and verify the validity of claims submitted to the company.
• Review policy provisions, premium payment status, and other relevant details to determine policy applicability.
• On-Site Damage Inspection:
• Conduct on-the-spot inspections of vehicle damages.
• Assess the extent of damages and ensure alignment with policy terms and conditions.
• Claims Evaluation and Adjustment:
• Evaluate claims to determine the appropriate amount to be paid, ensuring recommendations are fair, reasonable, and in line with company policies.
• Ensure that claims payments accurately reflect the damages incurred without causing financial disadvantage to the company.
• Liability Assessment:
• Determine the extent of the company's liability for valid claims.
• Recommend payment amounts based on thorough analysis and assessment.
• Claims Denial Recommendations:
• Recommend denial of claims when sufficient grounds exist, supported by evidence and policy guidelines.
• Reporting and Documentation:
• Prepare detailed reports and documentation to support claims decisions.
• Maintain accurate records of investigations, evaluations, and final recommendations.

Qualifications:

• Bachelor's degree in insurance, business administration, or a related field.
• At least 4 years of extensive experience in claims adjusting, with a strong focus on vehicle and property damage claims.
• In-depth knowledge of insurance policies, procedures, and applicable laws.
• Excellent analytical and decision-making skills.
• Strong communication and negotiation abilities.
• Proficiency in claims management software and tools.

Key Competencies:

• Attention to detail and accuracy in evaluating claims.
• Ability to work independently and make sound recommendations.
• Strong organizational and time-management skills.
• Commitment to maintaining confidentiality and integrity in all investigations.

This role is critical in ensuring fair claim resolutions while protecting the company's financial interests. The Senior Claims Adjuster will act as a key liaison between the company and its clients, ensuring efficient and effective claims processing.

Job Type: Full-time

Pay: Php30, Php40,000.00 per month

Work Location: In person

Accuracy meets efficiency—be the difference in every claim's journey at Smartsourcing, a 4-Time Best Company to Work For

Hi We're Smartsourcing, and we're looking for a full-time, onsite Vehicle Claims Adjuster to keep cases moving, documents in order, and deadlines on point. You'll handle claims, recoveries, and logistics tasks with precision—ensuring accuracy, compliance, and seamless coordination every step of the way. Here, your eye for detail and knack for keeping workflows on track will help deliver the gold standard of service our clients expect.

Where You'll Be: JEG Tower, Archbishop Reyes, Corner Acacia St., Barangay Kamputhaw, Cebu City, 6000 Cebu

The Vehicle Claims Adjuster is responsible for delivering high-quality operational support across Recoveries, Claims, and Logistics workflows. This role ensures timely and accurate processing of cases, coordination of documentation, follow-ups with internal and external stakeholders, and adherence to company policies and compliance standards. The position plays a vital role in maintaining efficiency, accuracy, and service excellence throughout the claims lifecycle and associated logistics activities.

Key Responsibilities

Claims Support

• Monitor and manage the Claims Inbox and Overflow queues, ensuring timely allocation and response.
• Process and assess Non-Fault claims and cases in Caspar.
• Handle Caspar Remaining Requests, ensuring all outstanding requirements are addressed.
• Conduct Rego Chase follow-ups (checked and contacted) and obtain Rego papers for claim files.
• Support documentation for POE bundling and hearing preparation where applicable.

Recoveries Support

• Conduct Assessment of Recoverable in WA and other regions as needed.
• Complete and review Legal Checklists.
• Undertake Outbound activities for reduced settlements and legal file reviews.
• Prepare and process Witness Statement Affidavits.
• Process Recoveries Emails and perform follow-ups (Email Left).

Logistics Support

• Issue and follow up on Collection Notes.
• Process On Hire requests and update email notifications (On Hire Email Left).
• Conduct Post Hire QA and track Total Post Hire volumes.
• Monitor and action Remaining Post Hire Targets.
• Chase Client Outstanding Documents.
• Manage Manila Task List and resolve Task List Outstanding items.

TPD & Multi-Stream Support

• Perform TPD Chase activities, both for files checked by other handlers and files contacted directly.
• Obtain Claim Numbers and track TPD Success Rates.
• Coordinate Delivery Sent confirmations.
• Manage Change File Handler requests.

General & Ad Hoc Duties

• Provide ad hoc operational support across Claims, Recoveries, and Logistics as required.
• Participate in training and skill development programs to stay updated on processes, systems, and compliance standards.
• Maintain accurate records in accordance with company and regulatory requirements.

Key Skills & Competencies

• Strong organisational skills with the ability to manage multiple workflows simultaneously.
• High attention to detail and accuracy in data entry and documentation.
• Effective communication skills (written and verbal) for internal and external interactions.
• Ability to work under pressure and meet deadlines in a fast-paced environment.
• Proficiency in case management systems, email platforms, and Microsoft Office Suite.
• Problem-solving skills with a proactive approach to resolving issues.

Qualifications & Experience

• Previous experience in claims processing, recoveries, or logistics within the insurance or legal services sector preferred.
• Experience in administrative or operational support roles with high-volume workflow management.
• Understanding of insurance claims procedures, recoveries processes, and logistics coordination (advantageous).
• Training in compliance, data handling, or legal document preparation (desirable but not mandatory).

Step Into the Smartsourcing Experience

Smartsourcing was created with one mission: to change lives. We're here to ensure that businesses flourish and, just as importantly, that every member of the crew is inspired, supported, and set up to thrive. For the fourth year running, we've been recognized as one of HR Asia's Best Companies to Work For. This award isn't just a title—it's a testament to our commitment to making Smartsourcing an incredible place to build a career.

Why Smartsourcing is the Best Move for Your Career

At Smartsourcing, innovation isn't just a buzzword—it's how we do things. For four years running, we've been recognized as one of HR Asia's Best Companies to Work For. That's because we prioritize not only what we achieve but how we get there—together.

When you join Smartsourcing, you're stepping into a culture where your ideas matter, your growth is a priority, and your work-life balance is built into the design. Here's why you'll love working with us:

• Weekends are yours (we respect your time off)
• 5-day Christmas Leave (unwrap real time off)
• Healthcare from Day 1 for you and your family (because healthcare matters)
• Free lunch and barista-crafted coffee daily (we take our caffeine seriously)
• Night shift differential for evening schedules
• Subsidized gym membership and sports wellness clubs including hiking and free-diving
• Smartsourcing Exclusives (deals made just for you)
• Themed BFFs, monthly knockoffs, summer parties
• Community give-back programs and personal development workshops
• And so much more

We're not just another outsourcing company. We're building something that actually matters here – a place where good work meets good culture.

Your next career move starts here—step in, stand out, and make an impact where precision and performance truly matter. Join Smartsourcing.

Job Type: Full-time

Benefits:

• Company events
• Employee discount
• Gym membership
• Health insurance
• Life insurance
• Staff meals provided

Application Question(s):

• Our vibrant office offers free meals, a coffee bar, and a dynamic, engaging culture Are you open to working on-site at our location?
• What are your salary expectations for this role?

Work Location: In person

At AIG, we are reimagining the way we help customers to manage risk. Join us as
Consumer Lines Claims Adjuster
to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Claims
Our Claims teams are the proven problem solvers of choice for clients, delivering consistent technical excellence and showcasing our service differentiation to create an unparalleled global claims handling experience. Through a robust stakeholder feedback loop and supported by consistent processes and leadership, we take pride in delivering responsive, fair and professional service with empathy and efficiency.

How You Will Create An Impact

• Effectively manage high volume of claims by prioritizing tasks, utilizing claims systems efficiently, and ensuring timely resolution without compromising accuracy and customer services.
• Strong organizational and time management skills with the ability to handle large caseloads and tight deadlines.
• Ability to balance efficiency with attention to detail in high-volume claims environments.
• Support internal and external audits and provides reports and data as required.
• Collaborate with regional operations and support departments to address escalations and improve workflows.
• Strive for continuous improvement on claim file handling with feedback and support through the Quality Assurance Review processes.
• Contribute to maintenance of best practice procedures for express, intermediate to high value Complex claims, consistent with global best practice.
• Demonstrate a high standard of technical claims competence.

What You'll Need To Succeed

• Bachelor's degree, preferably related to insurance, business or risk management.
• With ample experience in claims handling, preferably in Accident & Health Claims.
• Strong understanding of insurance policies.
• Good communication skills, both written & verbal.
• Can manage multiple priorities and can work with minimal supervision.
• Proficiency in claims management systems and MS Office applications.
• Ability to contribute effectively within a team environment.
• Ability to work with claims stakeholders to effectively direct claims strategy.

Ready to take your career to the next level? We would love to hear from you.

Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy Benefits That Take Care Of What Matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to

Functional Area
CL - Claims

AIG Philippines Insurance Inc

Consumer Lines Claims Adjuster

At AIG, we are reimagining the way we help customers to manage risk. Join us as Consumer Lines Claims Adjuster to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Claims

Our Claims teams are the proven problem solvers of choice for clients, delivering consistent technical excellence and showcasing our service differentiation to create an unparalleled global claims handling experience. Through a robust stakeholder feedback loop and supported by consistent processes and leadership, we take pride in delivering responsive, fair and professional service with empathy and efficiency.

How you will create an impact

• Effectively manage high volume of claims by prioritizing tasks, utilizing claims systems efficiently, and ensuring timely resolution without compromising accuracy and customer services.
• Strong organizational and time management skills with the ability to handle large caseloads and tight deadlines.
• Ability to balance efficiency with attention to detail in high-volume claims environments.
• Support internal and external audits and provides reports and data as required.
• Collaborate with regional operations and support departments to address escalations and improve workflows.
• Strive for continuous improvement on claim file handling with feedback and support through the Quality Assurance Review processes.
• Contribute to maintenance of best practice procedures for express, intermediate to high value Complex claims, consistent with global best practice.
• Demonstrate a high standard of technical claims competence.

What you'll need to succeed

• Bachelor's degree, preferably related to insurance, business or risk management.
• With ample experience in claims handling, preferably in Accident & Health Claims.
• Strong understanding of insurance policies.
• Good communication skills, both written & verbal.
• Can manage multiple priorities and can work with minimal supervision.
• Proficiency in claims management systems and MS Office applications.
• Ability to contribute effectively within a team environment.
• Ability to work with claims stakeholders to effectively direct claims strategy.

Ready to take your career to the next level? We would love to hear from you.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to

Functional Area:

CL - ClaimsAIG Philippines Insurance Inc

The Non Motor Claims Adjuster is responsible for investigating and validating insurance claims to ensure compliance with company policies and procedures. This role involves on-site inspections, evaluating damages, and recommending appropriate actions to resolve claims while safeguarding the company's interests.

Key Responsibilities:

• Claims Investigation and Validation:
• Investigate and verify the validity of claims submitted to the company.
• Review policy provisions, premium payment status, and other relevant details to determine policy applicability.
• On-Site Damage Inspection:
• Conduct on-the-spot inspections of vehicle damages.
• Assess the extent of damages and ensure alignment with policy terms and conditions.
• Claims Evaluation and Adjustment:
• Evaluate claims to determine the appropriate amount to be paid, ensuring recommendations are fair, reasonable, and in line with company policies.
• Ensure that claims payments accurately reflect the damages incurred without causing financial disadvantage to the company.
• Liability Assessment:
• Determine the extent of the company's liability for valid claims.
• Recommend payment amounts based on thorough analysis and assessment.
• Claims Denial Recommendations:
• Recommend denial of claims when sufficient grounds exist, supported by evidence and policy guidelines.
• Reporting and Documentation:
• Prepare detailed reports and documentation to support claims decisions.
• Maintain accurate records of investigations, evaluations, and final recommendations.

Qualifications:

• 2- 5 years Experience
• Bachelor's degree in insurance, business administration, or a related field.
• At least 4 years of extensive experience in claims adjusting, with a strong focus on vehicle and property damage claims.
• In-depth knowledge of insurance policies, procedures, and applicable laws.
• Excellent analytical and decision-making skills.
• Strong communication and negotiation abilities.
• Proficiency in claims management software and tools.

Key Competencies:

• Attention to detail and accuracy in evaluating claims.
• Ability to work independently and make sound recommendations.
• Strong organizational and time-management skills.
• Commitment to maintaining confidentiality and integrity in all investigations.

This role is critical in ensuring fair claim resolutions while protecting the company's financial interests. The Senior Claims Adjuster will act as a key liaison between the company and its clients, ensuring efficient and effective claims processing.

Job Type: Full-time

Pay: Php35, Php40,000.00 per month

Work Location: In person