262 Portfolio Risk jobs in the Philippines

Job summary:

The Portfolio Risk Officer assists in providing management with timely reporting of the profile/analysis of the Bank's portfolio, ensuring sufficient monitoring of the Bank's compliance/non-compliance with regulatory requirements relevant to capital position.

How will you contribute:

• Responsible for the accurate and updated reporting of the Bank's compliance / non-compliance with regulatory requirements affecting over-all capital position such as REL, REST, SBL, AFRD, etc., uniform stress testing for credit risk following the BSP guidelines and submission of the results to the BSP through Controllership, and regular monitoring and consolidation of the Risk Profile through the Risk Dashboards and Risk Heat Maps (Parent Bank, Subsidiaries, Affiliates)
• Assists in gathering information, consolidating and preparing inputs of the Parent Bank and subsidiaries for the Risk Governance Framework updates, Annual Report updates, Regular Risk Officers' meetings (Parent Bank, Subsidiaries, Affiliates), and ICAAP and Recovery Plan
• Assists in conducting independent credit review on sampled corporate accounts.
• Assists in the assessment of risk models as may be relevant to capital adequacy monitoring

What will make you successful:

• Bachelor's Degree, preferably major in Economics, Accounting, Statistics, Mathematics, Management or Business Administration
• Preferably with background on credit, market and operational risks, familiarity and knowledge on stress testing concept
• Well-versed in computer systems specifically in designing the functional requirements of the job to facilitate preparation of reports
• Background in data management and financial service experience with understanding of a complex operations environment

The Portfolio Risk Officer is responsible for analyzing the Bank's loan portfolio, supporting the development of risk management policies, ensuring compliance with regulatory requirements, and providing insights to Senior Management, the Risk Oversight Committee, and the Board. The role also involves risk modeling, credit risk monitoring, and cross-unit coordination to strengthen the Bank's enterprise risk framework.

Key Responsibilities:

• Analyze the Bank's loan portfolio and prepare portfolio analytics reports for management and oversight bodies.
• Assist in the formulation, evaluation, and administration of risk management policies, models, and limits.

• Support data collection and GRG activities, including:

• Review of BSP, external, and internal audit findings.

• Review of internal controls and credit procedures.
• Monitoring of credit concentration risks and compliance with credit risk limits.
• Monitoring of economic conditions affecting credit exposures.
• Compute Expected Credit Losses (ECL) of the loan portfolio quarterly.
• Coordinate risk issues and data requirements across ERM centers and business units.
• Develop MIS structures and methodologies to translate risks into monetary values.
• Ensure policies align with best practices and Basel standards.
• Perform stress testing to assess extreme scenarios and potential mitigation.
• Prepare and communicate ERM reports to Senior Management, the Risk Oversight Committee, and the Board.
• Perform other tasks as assigned by the CRO / Credit Risk Head.

Qualifications:

• College degree, preferably in Business Management, Economics, Statistics, or Mathematics.
• Relevant training in banking operations, credit/market/operational risk management, or MIS.
• Preferably with working knowledge of IAS/PAS and IFRS/PFRS.
• 2–3 years of relevant experience in risk management, credit risk, or banking.

Job Description

• Cross functional engagement with other units/teams and Subject-matter experts on Credit risk.
• Develop policies, processes, scorecards and other tools to be implemented for credit.
• Manage team of risk officers.
• Strong knowledge of policies and internal processes, regulatory and compliance related to portfolio/function handled strong knowledge with various statistical tools (i.e. R programming, Python, SAS, etc.)

Qualifications

• At least 5 years work experience in Credit Risk
• Ability to manage teams and cross functional teams. Leadership skills, experience is preferred
• Strong analytical and technical skills, decision making skills
• Results oriented and self-starter
• Advanced oral and written communication skills to engage various levels of stakeholders
• Experience in programming preferred

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education:

• Bachelor's degree/University degree or equivalent experience

Job Family Group:
Risk Management

Job Family:
Credit & Portfolio Risk Management

Time Type:
Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi
.

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The Risk Portfolio Manager plays an important role in overseeing the risk management strategies and frameworks for the company's portfolio and ensuring its alignment with company's goals, risk appetite, and regulatory standards. This role requires a risk professional with a strong analytical foundation, capable of driving data-informed decision-making to enhance portfolio quality, mitigate risks, and support sustainable growth.

About The Role

• Develop and implement portfolio risk monitoring frameworks, KPIs, and reporting standards.
• Monitor the credit risk metric on the loan portfolio, identifying potential risks and recommending mitigation strategies
• Conduct data-driven analysis to generate actionable insights, making recommendations for improving portfolio performance.
• Oversee the implementation of credit risk models and methodologies, ensure the models have robust performance and aligned with company's standard
• Work closely with related teams such as Collections, Product, and Data Science to drive cohesive risk strategies and initiatives.
• Ensure the collection, analysis, and interpretation of comprehensive risk data to support informed decision-making
• Preferably has the skill and experience in developing customer risk segmentation and customer lifetime value.

About You

• 5+ years of experience working in credit risk management in financial services environment for the relevant products
• Strong quantitative and analytical skills, with proficiency in statistical/mathematical analysis and portfolio analysis
• Possess SQL scripting skill and preferably has python coding experience
• Creative problem solver with flexibility to accommodate business needs
• Ability to contribute consistently and positively in a fast-paced environment
• Effectively conveying information and insights to diverse audiences

Risk Portfolio Lead (Assistant Manager – Senior Manager)About the Role

We are looking for a
Risk Portfolio Lead
who will analyze, interpret, and transform data into actionable insights that support
risk reduction and business opportunities
. You'll work with large-scale data and apply both
machine learning
and traditional methods to optimize risk strategies and create business value.

Key Responsibilities

• Collect, cleanse, and profile large-scale structured and unstructured data
• Analyze trends and patterns to provide insights for risk management
• Develop dashboards and reports using BI tools
• Apply statistical or machine learning techniques for portfolio analysis
• Partner with stakeholders to improve portfolio performance

Qualifications

• 5+ years
  of experience as a data analyst (hands-on)
• Skilled in handling
  large-scale unstructured data
• Proficient in
  SQL
  , ETL tools, and scheduling technologies
• Experience with BI tools (
  Tableau, Qlik Sense, Excel
  )
• Knowledge of data analysis tools (
  Python, R, SPSS, SAS
  )
• Background in
  retail banking
  , especially unsecured credit

Work Setup

Location
: Ortigas

Hybrid
– 3x onsite per week

• If you're passionate about turning data into smarter risk strategies, apply now

Company Profile: Founded in the early 1980s by a small group of engineers, this global organization started with a modest capital and a big vision—to use technology to solve business problems. Over the decades, it has expanded its reach to dozens of countries, offering services in areas like software development, digital solutions, and business consulting. Known for its ethical practices and focus on innovation, the company has become a trusted partner to many of the world's leading enterprises.

Position: Risk Analyst

Company Industry: BPO company

Location: BGC, Taguig City

Salary Offer: Php 26,000 - Php 30,000

Work Schedule: Graveyard Shift

Work Set Up: Onsite

BENEFITS :

Government Mandated Benefits

HMO

Sick leave

Vacation Leave

*other benefits will be discuss during job offer.

Job Requirements:

Open for Undergraduate.

At least 1-2 years of experience as Fraud Analyst in BPO Company.

Amendable to work in shifting/Graveyard Shift

Amendable to work as soon as possible.

Job Responsibilities:

Review customer accounts and transactions to identify suspicious or potentially fraudulent activity.

Respond to fraud alerts by analyzing data, reviewing account behavior, and determining if fraud has occurred.

Contact customers to verify transactions, gather information, or inform them of suspicious activities.

Document cases, findings, and actions taken in internal systems and escalate complex issues as needed.

Assist in blocking compromised accounts, processing refunds, or initiating recovery procedures.

Recruitment Process:

Initial Interview

Second Interview

Final Interview

Job Offer

Job Type: Full-time

Pay: Php26, Php30,000.00 per month

Work Location: In person

Risk Officer (iGaming)

Job Responsibilities:

• Review accounts, process and approve manual withdrawal requests all while maintaining a high confidentiality level, according to internal procedures.
• Review, process, and approve manual promotion bonuses.
• Perform a risk assessment of new/current players throughout their customer journey.
• Monitor abnormal and suspicious bets, members' single profit, or historical profit that exceeds 1.5 times.
• Monitoring of large winning amounts of players' profit bets.
• Monitoring auto withdrawal application.
• Respond to all payments-related queries sent through the different communication channels, ensuring that provided information is true and accurate.
• Actively contribute to improving current internal processes to enhance the customer experience as well as the effectiveness of the team.
• Ensure a good customer experience through the entire player lifecycle.
• Any other task and related functions may be delegated to the Employee by the Team Leader or Manager when needed.

Job Qualifications:

• 1+ year experience in gaming risk management is required.
• Can speak in English, additional proficiency in Asian languages such as Mandarin is an advantage.
• Proficient in MS Office.

What's for you?

• Quarterly Performance Bonus
• Hybrid set-up
• Meal allowance
• Competitive salary
• Career opportunities

Job Types: Full-time, Permanent

Pay: Php30, Php35,000.00 per month

Benefits:

• Health insurance
• Life insurance
• Opportunities for promotion

Application Question(s):

• Do you have work experience as a Risk Analyst in CN market?
• What is your expected salary?
• How soon are you available for employment?

Experience:

• Risk Management: 1 year (Required)

Work Location: In person

• Responsible for day-to-day activity (data base generation, MIS/reporting generation, portfolio analysis and policy monitoring) in the Cards Acquisitions Risk Management Unit.
• Help the Acquisitions Policy Risk Manager to manage Acquisitions Risk policy for the respective products, focusing on healthy through the door bookings and adhering to Risk Appetite Framework
• Work as a team within Risk Management to provide supporting data & analysis in setting risk appetite for the product
• Partner with Business, Digital Banking, Sales and Credit counterparts in managing the portfolio to achieve plan numbers and product sustainability.
• Work with Credit and Business counterparts to ensure correct policy implementation on an operational level.
• Provide supporting data & analytics at on portfolio level and segment level for the purpose of monitoring & policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards
• Partner with Risk Reporting teams, provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

Skills

1. Strong analytical skills.
2. Strong oral and written communication as well as presentation skills.
3. SAS/Python or similar programming or data management skills

KPI

1. Board Approved - Risk Metrics and Risk Balance Scorecard Targets

Tools

1. SAS, Python, or similar