292 Loan Management jobs in the Philippines

Job Title: Loan Management Department Head

Location: Cavite

Work Schedule: Morning, On-site

Budget: 70, ,000

Benefits:

• Allowances
• Leaves

Upon Regularization:

• Guaranteed Bonus per year (distributed every trimester)
• De Minimis Allowances and other allowances
• Performance Incentive
• Insurances
• Retirement Plan
• Car Loan Entitlement & Benefits
• And other execiting benefits.

Responsible for the overall management of the banks asset and loan portfolio to ensure effective implementation of credit control functions. Oversees non-performing loans, acquired assets, loan provisioning, and concentration risks, while ensuring compliance with internal credit policies and regulatory standards.

Supervises:

• Credit Admin Officer
• Credit Analyst
• Collection and Acquired Asset Management Section Head

III. Duties and ResponsibilitiesPlanning and Direction-Setting

• Develop and implement annual operating and business plans aligned with strategic objectives
• Formulate credit risk management strategies (short-term and long-term)
• Create, review, and update credit policies, procedures, and bulletins

Bank Asset and Loan Portfolio Management

• Oversee loan pricing/re-pricing, allowance for credit losses, and loan loss provisioning
• Revise credit policies based on reviews and analytics to manage risk
• Manage credit portfolios including NPLs, ROPA, and restructured loans
• Conduct regular credit and portfolio performance reviews
• Ensure compliance with regulatory portfolio limits (e.g., SBL, concentration risk)

Risk Management and Reporting

• Identify opportunities to improve risk decision-making through data modeling and analytics
• Participate in the development of credit scoring and risk rating models
• Monitor, calibrate, and enhance ECL models and credit scorecards
• Approve recovery plans for delinquent loans
• Prepare and present credit risk reports to the Risk Committee
• Address audit findings and regulatory compliance issues

Leadership and Management

• Propose departmental goals, budgets, and performance metrics
• Direct and coordinate team activities for operational effectiveness
• Guide the career growth and performance of team members
• Approve time-off and oversee work schedules of direct reports

Others

• Stay updated on industry trends and economic factors influencing credit risk
• Recommend process improvements and maintain up-to-date manuals
• Actively engage in meetings, training, and development activities
• Perform other tasks as assigned

Duties and Responsibilities:

• Conducts customer accreditation.
• Credit analysis and customer risk management for term and credit limit grant.
• In charge process alignment to new sales specialist
• Review and approval of sales orders of credit blocked customers
• Weekly and Monthly Report Preparation
• Attends and participates in regular BD-Sales and AR meeting
• Customer liaison management

KEY QUALIFICATIONS

• Bachelor Graduate – any business course, preferably accounting
• Atleast 2-3 years experience on credit management
• Proficiency in Microsoft Applications (Excel, Word and Ppt)
• Good communication skills

WORK SETUP: FULL ONSITE IN BGC, TAGUIG

The Credit Analyst is primarily responsible in processing small business loan applications and renewal of credit lines which involve prescreening, office file checking or internal checking, telephone verifications (residence, business/employment verification, trade references verification), results of which are provided to the Evaluation Unit, as reference and basis in the recommendation of a credit proposal.

Main Accountabilities:

1. Credit Checking
2. Pre-screen
3. Credit Investigation
4. Productivity
5. Turn around time

Qualifications:

• Graduate of any 4 years business courses
• Computing skills with good oral/written communication skills
• Attention to detail
• Fresh graduates are welcome to apply.
• Willing to be assigned in Makati

CREDIT ANALYST

LOCAL ACCOUNT

Duties and Responsibilities:

· Gathers and analyzes financial data to assess a new or existing loan applicant's creditworthiness.

• Entering, updating and retrieving information for credit applications
• Evaluating and determining credit worthiness of applicants
• Ensuring compliance with lending protocols
• Responding to inquiries from lenders
• Updating customer information and verifying accuracy as required
• Processing, evaluating and completing financial analysis on loan requests
• He must able to stay focus in all situation.

Qualifications:

• With at least 3-6 months experience.
• Knowledgeable on Collection and customer service process.
• Must be a critical thinker and not easily to be influenced.
• Proactive and result-focused.
• Good communication and interpersonal skills.
• Able to work under pressure.
• Problem-solving and negotiation skills

Job Types: Full-time, Permanent

Pay: Php19, Php22,000.00 per month

Benefits:

• Company events
• Pay raise

Work Location: In person

• Load out approvals
• Send out of approval request/due invoices/past due invoices
• Acknowledgement and verification of payments (online & PDCs)
• Posting of all check payments in SAP and Online Payment Tracing
• Provide weekly projected collection
• Provide summary of for collection to HAOs weekly
• Prepare Aging of Receivables Monthly
• Credit Scoring and Rating
• Customer visits/OB
• Reconciliation of General Ledger
• Monthly Statement of Accounts
• Evaluation of data for credit scoring
• Adjustment of taxes, financing fee and truck scale allowance
• Update BPs' consultation for rebates
• Computation of monthly rebates
• Credit Investigation
• AR Color Coding/AR Risk Categories
• Conduct collection calls to HAOs
• Communicate credit department and company payment policies to BPs/HAOs
• Provide customer service and develops relationships with internal/external customers
• Maintain accurate credit files and collection files
• Analyzing client records and using the data to recommend payment plans

Job Type: Full-time

Pay: Php15, Php17,000.00 per month

Benefits:

• Company Christmas gift
• Company events
• On-site parking
• Promotion to permanent employee
• Staff meals provided

Work Location: In person

PTC Commercial Corporation/ESV International Corporation is hiring a Full time Credit Analyst role in Tondo, NCR. Apply now to be part of our team.

Job summary:

• Looking for candidates available to work:
• Monday: Afternoon, Morning, Evening
• Tuesday: Afternoon, Morning, Evening
• Wednesday: Afternoon, Morning, Evening
• Thursday: Afternoon, Morning, Evening
• Friday: Afternoon, Morning, Evening
• Saturday: Afternoon, Morning, Evening
• 2-3 years of relevant work experience required for this role
• Expected salary: ₱18,000 per month

CREDIT ANALYST

₱30,000.00

Apply now

BACOLOD CITY (CAPITAL), NEGROS OCCIDENTAL

COLLEGE GRADUATE

Contractual

Global Quest Consulting Group Inc is hiring a Full time Credit Analyst role in QC, NCR. Apply now to be part of our team.

Job summary:

• Looking for candidates available to work:
• Monday: Morning
• Tuesday: Morning
• Wednesday: Morning
• Thursday: Morning
• Friday: Morning
• No experience required for this role

• Expected salary: ₱16,000 per month

• Graduate of Finance or any related course

• No experience required
• Proficient in MS Office
• Good communication and Interpersonal skills
• Willing to learn
• Flexible
• Fresh Graduate are 'Welcome to Apply'
• Can start ASAP

Auto Credit Underwriting

Assists Credit Officers/underwriters by doing pre-underwriting work such as reviewing results of telephone/field credit investigation, appraisal reports

Check accuracy and completeness of reports and encoding summary of findings

Review of submitted documents