279 Credit Risk Management jobs in the Philippines

Credit Risk Department Head

Location: Makati

Employment Type: Full-time (Monday – Friday, Morning Shift)

Compensation: Up to PHP 70, ,000 (Basic) + Competitive Benefits

Perks & Benefits

• Fixed allowances & leave credits
• Annual guaranteed bonus (released quarterly)
• De Minimis and other allowances
• Performance incentives
• Comprehensive insurance coverage
• Retirement plan
• Car loan entitlement & benefits
• Other exclusive executive perks

Role Overview

The Credit Risk Head is responsible for safeguarding the bank's portfolio by overseeing all credit risk activities across retail and corporate lending. This role ensures well-balanced credit decisions, policy compliance, and proactive risk management while providing strategic direction to the department.

Key Responsibilities

Credit Risk Strategy & Oversight

• Establish and enforce credit risk policies, standards, and approval criteria in line with regulatory guidelines.
• Lead credit underwriting and due diligence for retail and corporate accounts.
• Monitor and manage the overall credit portfolio, identifying early warning signals and implementing corrective measures.

Reporting & Compliance

• Ensure strict compliance with BSP regulations, internal audit standards, and bank policies.
• Prepare and present portfolio reviews, risk assessments, and trend reports to Senior Management and the Board.
• Partner with business units to minimize NPLs and reduce delinquency rates.

Leadership & Team Management

• Lead the Credit Risk Department, setting performance objectives, budgets, and operational targets.
• Mentor and evaluate staff, building a culture of accountability and high performance.
• Oversee team schedules and day-to-day operations for maximum efficiency.

Advisory & Collaboration

• Provide recommendations on accounts requiring special management or legal action.
• Contribute insights during strategy meetings and cross-departmental initiatives.
• Participate in training and development programs to strengthen organizational risk awareness.

Job Type: Full-time

Pay: Php100, Php120,000.00 per month

Application Question(s):

• Do you have experience handling corporate accounts
• How much is your current salary?
• How much is your expected salary?

Work Location: In person

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education:

• Bachelor's degree/University degree or equivalent experience

Job Family Group:
Risk Management

Job Family:
Credit & Portfolio Risk Management

Time Type:
Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
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You will be responsible for working on Financial Risk Management (FRM) engagements, which tackle but are not limited to credit risk, market risk, and liquidity risk. You will start primarily on assisting the team's efforts on developing, implementing, and/or validating models to provide solutions to client-specific, possibly regulatory-driven, needs.

A significant portion of your time will also be spent performing data/risk analytics.

With enough understanding of how the firm and the practice operate, you will collaborate with the team to assess existing approaches and methodologies, identify improvement opportunities, and recommend decisions on key risk matters.

Qualifications:

• This role requires an intermediate background in the field of mathematics, statistics, and/or economics, as well as analytical skills, project management skills, and the ability to integrate into cross-functional teams.
• Undergraduate degree in Applied Mathematics, Economics, Mathematics, or Statistics.
• Minimum 5 years of relevant experience is required.

Desired skills:

• Ability to apply critical thinking to data processes to help make more informed decisions.
• Ability to effectively prioritize multiple tasks, projects, and deadlines simultaneously.
• Commendable oral and written communication skills, including listening and presentation skills.
• Ability to drive change and influence individuals at all levels of the organization.
• Proficiency on Microsoft Word, Excel, and PowerPoint.
• Experience documenting processes using project management methodologies is a plus.
• Experience using mathematical/statistical/data management software like R and SAS is a plus.

The hired person will be supporting the Managers or Supervisors for any assigned engagements related to Financial Risk Management or Regulatory and Risk Advisory. He/she may also assist the other service line if needed. Administrative jobs and desktop researches are also included. We are looking for a detail-oriented Financial Risk Analyst with a strong background in mathematics, statistics, or data analytics. The successful candidate will play a key role in assessing and managing financial risks, utilizing quantitative methods to support our clients' strategic objectives.

Qualifications:

1. Must be a graduate of Bachelor's or Master's degree in Mathematics, Statistics, Data Analytics, Finance, or a related field.
2. Proficiency in statistical analysis and data visualization tools (e.g., R, Python, Tableau, SQL). Experience with risk assessment methodologies and frameworks. Strong analytical and problem-solving skills with a keen attention to detail. Excellent communication skills, both written and verbal, to convey complex concepts clearly.
3. 6 months to 1 year experience with experience related to Mathematics, Statistics and Data Analytics. Familiarity with risk management frameworks, regulations, and industry best practices is preferred but not required.
4. Training in Probability and Statistics, Financial Mathematics, Econometrics, Data Science, Risk Management, and Financial Modelling. Proficiency in software such as R, SAS, or SPSS for statistical analysis. Knowledge of programming languages like Python or SQL for data manipulation and analysis.
5. CFA (Chartered Financial Analyst) license is preferred but not required.
6. Fresh graduates are welcome to apply.

You will be responsible for working on Financial Risk Management (FRM) engagements, which tackle but are not limited to credit risk, market risk, and liquidity risk. You will start primarily on assisting the team's efforts on developing, implementing, and/or validating models to provide solutions to client-specific, possibly regulatory-driven, needs.

A significant portion of your time will also be spent performing data/risk analytics.

With enough understanding of how the firm and the practice operate, you will collaborate with the team to assess existing approaches and methodologies, identify improvement opportunities, and recommend decisions on key risk matters.

Qualifications:

• This role requires an intermediate background in the field of mathematics, statistics, and/or economics, as well as analytical skills, project management skills, and the ability to integrate into cross-functional teams.
• Undergraduate degree in Applied Mathematics, Economics, Mathematics, or Statistics.
• 4 to 5 years of relevant experience is required.

Desired skills:

• Ability to apply critical thinking to data processes to help make more informed decisions.
• Ability to effectively prioritize multiple tasks, projects, and deadlines simultaneously.
• Commendable oral and written communication skills, including listening and presentation skills.
• Ability to drive change and influence individuals at all levels of the organization.
• Proficiency on Microsoft Word, Excel, and PowerPoint.
• Experience documenting processes using project management methodologies is a plus.
• Experience using mathematical/statistical/data management software like R and SAS is a plus.

You will be responsible for working on Financial Risk Management (FRM) engagements, which tackle but are not limited to credit risk, market risk, and liquidity risk. You will start primarily on assisting the team's efforts on developing, implementing, and/or validating models to provide solutions to client-specific, possibly regulatory-driven, needs.

A significant portion of your time will also be spent performing data/risk analytics.

With enough understanding of how the firm and the practice operate, you will collaborate with the team to assess existing approaches and methodologies, identify improvement opportunities, and recommend decisions on key risk matters.

Qualifications:

• This role requires an intermediate background in the field of mathematics, statistics, and/or economics, as well as analytical skills, project management skills, and the ability to integrate into cross-functional teams.
• Undergraduate degree in Applied Mathematics, Economics, Mathematics, or Statistics.
• At least 3 to 5 years of relevant experience is required.

Desired skills:

• Ability to apply critical thinking to data processes to help make more informed decisions.
• Ability to effectively prioritize multiple tasks, projects, and deadlines simultaneously.
• Commendable oral and written communication skills, including listening and presentation skills.
• Ability to drive change and influence individuals at all levels of the organization.
• Proficiency on Microsoft Word, Excel, and PowerPoint.
• Experience documenting processes using project management methodologies is a plus.
• Experience using mathematical/statistical/data management software like R and SAS is a plus.

Responsibilities and Qualifications:

• Bachelor of Accountancy/Mathematics/Applied Mathematics/Statistics. Preferably with MBA or Masters Degree in Finance.
• Minimum of 4 to 5 years of extensive background assessing and managing financial risk and working with banks, insurance companies, accounting firms, asset management firms, etc.
• Knows how to identify threats to assets, analysing business risk, and offering a solution to business risks. Has the ability to detect and scrutinize all possible risks that may end up impacting the organization's financial success.
• Can develop strategies to counteract the effects of the fluctuating market on business and their finances. He/she can utilize reports derived from assessing a company's risk profile
• Knows how to make use of various valuation techniques and tools, statistical models, and quantitative analysis
• Possess excellent understanding of banking and financial regulations
• Can lead engagements with less supervision from the partner
• Meticulous attention to detail and high level of accuracy. Highly detailed and organized individual with analytical prowess
• Assist in the business development – creating proposals and client presentations
• Logical thinker, problem solver, strong analytical skills and independent.
• Has the ability to handle multiple engagements.
• Can handle a team ‐ coach, motivate and develop his/her team members and the mentee that will be assigned to him/her.
• Excellent verbal and written communication skills

The opportunity

As part of the SGV FSO - Financial Services Risk Management (FSRM) practice and you will provide a well-integrated broad array of risk management services to capital market participants within global banking, capital markets, asset management and insurance. FSRM products and services include Regulatory Compliance, Prudential Supervision (including capital management and capital adequacy), Bank Holding Company reporting, Credit Risk, Liquidity Risk, Market Risk, Operational Risk, Interest Rate Risk, Strategic Risk, Enterprise Risk, Structured Finance, Sustainable finance (Environmental, Social and Governance (ESG) Risk Management and Integration), and Quantitative Advisory Services.

Your Key Responsibilities

• Active involvement in projects in financial risk modelling, credit risk, market risk, operational risk, methodology designs and reviews by large and international banks
• Based on the results of analyses and research, draw meaningful conclusions and recommendations for our clients
• Drive the preparation of reports and presentations
• Supervise and coach assistants, monitor and report delivery status
• ·
  Preparation of proposals, project plans for prospective clients

To qualify for the role you must have

• A bachelor's degree in Economics, Mathematics, Statistics, Physics, and other related programs
• Minimum of 3 years' experience
  preferably at financial institutions in the field of risk management
• Credit risk modeling (scoring and rating models, PD and LGD modeling)
• Interest rate in the banking book (IRRBB) modeling
• Market risk modeling, valuation of financial derivatives and financial instruments or
• Experience in regulatory issues in banking and financial industries (BSP, Basel II/III, IFRS 9, IFRS 13)
• Statistical and numerical techniques and the principles of the theory of probability and stochastic calculus
• Functional knowledge and experience with statistical and numerical techniques and business acumen
• Experience working in a financial product engineering/research and development environment designing and developing quantitative methods and services for capital market products
• Strong interest in economic analysis / financial data analysis / applied statistics
• Knowledge of the financial markets and the banking industry
• Leadership as well as proven project management skills
• Excellent written and verbal communication skills
• Relevant professional qualifications are a plus. e.g CFA/CQF/FRM/ERM/SCR/PRM/CPA

What Working At EY Offers

EY offers a competitive remuneration package commensurate with your work experience where you'll be rewarded for your individual and team performance. We are committed to being an inclusive employer and are happy to consider flexible working arrangements, where this may be needed, guided by our FWA Policy. Plus, we offer:

• Continuous learning: You'll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We'll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We'll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You'll be embraced for who you are and empowered to use your voice to help others find theirs

If you can demonstrate that you meet the criteria above, please contact us as soon as possible.

Kenvue is currently recruiting for:

This position reports into RM&C Manager and is based In Manila, Philippines.

At Kenvue, we realize the extraordinary power of everyday care. Built on over a century of heritage and rooted in science, we're the house of iconic brands - including NEUTROGENA, AVEENO, TYLENOL, LISTERINE, JOHNSON'S and BAND-AID that you already know and love. Science is our passion; care is our talent. Our global team is made by 22,000 diverse and brilliant people, passionate about insights, innovation and committed to deliver the best products to our customers. With expertise and empathy, being a Kenvuer means to have the power to impact life of millions of people every day. We put people first, care fiercely, earn trust with science and solve with courage – and have brilliant opportunities waiting for you Join us in shaping our future–and yours. For more information click here.

RM&C Senior Analyst will provide regional oversight and will work with team members on deliverables for the respective area of responsibility. They will be reporting to the regional Finance Compliance Manager on the finance compliance activities within the function or region. Expected to provide compliance oversight within the regional hubs for the Finance Compliance organization. Responsible for risk management while driving standardization across the region or function.

They are required to have deep knowledge in finance processes and controls, strong analytical and risk management skills. This professional is expected to guide compliance professionals in working with various business partners including senior leaders across the enterprise.

Maintain Operational Excellence:

• Adopts a strategic mindset for execution of daily tasks.
• Supports and prepares foundational analytics for evidence-based decision making.
• Demonstrates strong learning agility.
• Understands policies drives accountability on business compliance.
• Views issues with a risk-based lens and develops appropriate mitigation plan.
• Liaise and provide compliance status related to issues, policies, procedures, and recommendation as necessary to supervisor and stakeholders.
• Fulfill compliance requirements, which includes SOX Key Dates and Corporate requirements, as per Compliance SLA with the sectors. Complete all standard Compliance document requirements – RCM/DCMs, Hand-off's, SOPs, and submission of required SOX templates (system inventory templates, SOX questionnaires).
• Identify compliance risks in processes and controls and help ensure such risks are addressed.
• Help oversee the operational compliance to internal policies and procedures to assure that the current processes are operating under a state of control and in a manner consistent with applicable laws, regulations, and policy. Coordinate activities within established departmental policies.
• Manage multiple projects, when required, prioritizing, and adapting to business needs and understanding of business requirements is expected

Talent Management:

• Demonstrates influencing skills and credibility.
• Assist Associate Compliance Manager and/or Compliance Manager in the implementation of compliance initiatives and related activities such as, performing due diligence reviews, Risk Based Assessment monitoring, Audit, Corrective Action Planning & Remediation, Advisory, Training, and other compliance support needed by Finance/Accounting and Supply Chain.
• Coordinate compliance training as required. Enable/Support implementation of policies and standards across all sites within scope of role in the region.

Be a Trusted Business Partner:

• Exhibits an unbiased and integrated approach towards business partnering.
• Understands external environment and acts in an advisory / consultant capacity.
• Partner with Global Project Team in providing compliance support through various country deployments to enhance controls through standardization of tools & reports.
• Partner with other members of the Compliance team on the formulation of responses to corporate audits in order to address various audit observations. Collaborate with stakeholders in the identification and implementation of corrective actions. Ensure effective and timely completion of all corrective actions.

Create Game-Changing Innovation

• Demonstrates a self-motivated approach for process and continuous improvement.

Required Qualifications

• Generally, requires 4-6 Years Work Experience.
• At least 1-2 years of Management / Supervisory experience is required.
• Has specialized knowledge in underlying business processes and accounting background.
• Strong analytical and quantitative skills (ability to measure).
• Accounting background for Payroll and Finance for Risk Management, SOX, and User Access.
• Independent objective in thinking, strong professional ethics.
• Strong interpersonal skills and the ability to interact with employees at all levels.
• Ability to frame clear & concise communication across all relevant stakeholders.
• Be open to new ideas, rapid change and embracing new technologies.

Desired Qualifications

• Management / Supervisory experience.
• Familiarity in SOX documentation procedure and SOX certification is desirable.
• Planning, prioritization, and multitasking skills.
• Relevant professional certification(s) strongly preferred (i.e., CPP, CPA, CMA, CIA, etc.)
• Working knowledge of SAP (or other ERP's) an advantage.
• Digital/ intelligent automation capabilities.

• Competitive Benefit Package
• Paid Company Holidays, Paid Vacation, Volunteer Time, Summer Fridays & More
• Learning & Development Opportunities
• Employee Resource Groups
• This list could vary based on location/region

Kenvue is proud to be an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.