289 Credit Analyst jobs in the Philippines

The Credit Analyst is primarily responsible in processing small business loan applications and renewal of credit lines which involve prescreening, office file checking or internal checking, telephone verifications (residence, business/employment verification, trade references verification), results of which are provided to the Evaluation Unit, as reference and basis in the recommendation of a credit proposal.

Main Accountabilities:

1. Credit Checking
2. Pre-screen
3. Credit Investigation
4. Productivity
5. Turn around time

Qualifications:

• Graduate of any 4 years business courses
• Computing skills with good oral/written communication skills
• Attention to detail
• Fresh graduates are welcome to apply.
• Willing to be assigned in Makati

CREDIT ANALYST

LOCAL ACCOUNT

Duties and Responsibilities:

· Gathers and analyzes financial data to assess a new or existing loan applicant's creditworthiness.

• Entering, updating and retrieving information for credit applications
• Evaluating and determining credit worthiness of applicants
• Ensuring compliance with lending protocols
• Responding to inquiries from lenders
• Updating customer information and verifying accuracy as required
• Processing, evaluating and completing financial analysis on loan requests
• He must able to stay focus in all situation.

Qualifications:

• With at least 3-6 months experience.
• Knowledgeable on Collection and customer service process.
• Must be a critical thinker and not easily to be influenced.
• Proactive and result-focused.
• Good communication and interpersonal skills.
• Able to work under pressure.
• Problem-solving and negotiation skills

Job Types: Full-time, Permanent

Pay: Php19, Php22,000.00 per month

Benefits:

• Company events
• Pay raise

Work Location: In person

PTC Commercial Corporation/ESV International Corporation is hiring a Full time Credit Analyst role in Tondo, NCR. Apply now to be part of our team.

Job summary:

• Looking for candidates available to work:
• Monday: Afternoon, Morning, Evening
• Tuesday: Afternoon, Morning, Evening
• Wednesday: Afternoon, Morning, Evening
• Thursday: Afternoon, Morning, Evening
• Friday: Afternoon, Morning, Evening
• Saturday: Afternoon, Morning, Evening
• 2-3 years of relevant work experience required for this role
• Expected salary: ₱18,000 per month

CREDIT ANALYST

₱30,000.00

Apply now

BACOLOD CITY (CAPITAL), NEGROS OCCIDENTAL

COLLEGE GRADUATE

Contractual

Global Quest Consulting Group Inc is hiring a Full time Credit Analyst role in QC, NCR. Apply now to be part of our team.

Job summary:

• Looking for candidates available to work:
• Monday: Morning
• Tuesday: Morning
• Wednesday: Morning
• Thursday: Morning
• Friday: Morning
• No experience required for this role

• Expected salary: ₱16,000 per month

• Graduate of Finance or any related course

• No experience required
• Proficient in MS Office
• Good communication and Interpersonal skills
• Willing to learn
• Flexible
• Fresh Graduate are 'Welcome to Apply'
• Can start ASAP

Auto Credit Underwriting

Assists Credit Officers/underwriters by doing pre-underwriting work such as reviewing results of telephone/field credit investigation, appraisal reports

Check accuracy and completeness of reports and encoding summary of findings

Review of submitted documents

We are seeking an experienced and dedicated Credit Assessor to join our team. The ideal candidate will have a minimum of 2 years' experience working with an Australian-based mortgage broker and possess a high-level understanding of serviceability calculators, lender credit policies, and self-employed/complex PAYG deals.

Key Responsibilities:

• Assess and analyze self-employed and complex PAYG deals with accuracy.

• Calculate living expenses and ensure they align with lender policies and serviceability requirements.

• Present mortgage options according to clients' financial goals and objectives.

• Complete funding tables and valuations, as well as apply appropriate pricing discounts.

• Thoroughly understand and apply lender credit policies, especially for Australian-based mortgage products.

• Demonstrate a high level of proficiency with serviceability calculators, particularly Quickli.

• Ensure all submissions meet the compliance standards of aggregators.

• Prepare detailed and comprehensive submission notes to support loan applications.

• Work effectively under pressure in a fast-paced environment, ensuring deadlines are met without compromising quality.

Key Requirements:

• Minimum 2 years of experience working with an Australian-based mortgage broker.

• Strong understanding of serviceability calculators, particularly Quickli.

• Comprehensive knowledge of lender credit policies and aggregator compliance.

• Proven experience in assessing self-employed and complex PAYG mortgage deals.

• Ability to calculate living expenses and apply them to loan assessments.

• Ability to present clear and viable mortgage options to clients based on their financial situation.

• Strong attention to detail and ability to prepare detailed submission notes.

• Capable of working under pressure and meeting deadlines in a fast-paced environment.

• Load out approvals
• Send out of approval request/due invoices/past due invoices
• Acknowledgement and verification of payments (online & PDCs)
• Posting of all check payments in SAP and Online Payment Tracing
• Provide weekly projected collection
• Provide summary of for collection to HAOs weekly
• Prepare Aging of Receivables Monthly
• Credit Scoring and Rating
• Customer visits/OB
• Reconciliation of General Ledger
• Monthly Statement of Accounts
• Evaluation of data for credit scoring
• Adjustment of taxes, financing fee and truck scale allowance
• Update BPs' consultation for rebates
• Computation of monthly rebates
• Credit Investigation
• AR Color Coding/AR Risk Categories
• Conduct collection calls to HAOs
• Communicate credit department and company payment policies to BPs/HAOs
• Provide customer service and develops relationships with internal/external customers
• Maintain accurate credit files and collection files
• Analyzing client records and using the data to recommend payment plans

Job Type: Full-time

Pay: Php15, Php17,000.00 per month

Benefits:

• Company Christmas gift
• Company events
• On-site parking
• Promotion to permanent employee
• Staff meals provided

Work Location: In person

The Allegro team is united by a clear purpose—advancing technologies that make the world safer, more efficient, and more sustainable. With over 30 years of experience in semiconductor innovation, we bring that purpose to life across every part of the business—from breakthrough product development and customer success to how we show up for each other and the communities we serve.

The Opportunity

The Credit Analyst at Allegro MicroSystems is responsible for conducting comprehensive financial analysis of new and existing customers to assess creditworthiness and manage financial risk. This role involves recommending appropriate credit limits and payment terms, monitoring accounts for potential issues, and collaborating with sales and finance teams to support Allegro's revenue objectives while safeguarding its assets.

What You Will Do

• Conduct in-depth financial analysis of new and existing customers by reviewing financial statements, credit reports, bank and trade references, and industry data.
• Assess the creditworthiness of customers, identifying potential risks and opportunities.
• Utilize various analytical tools and techniques to evaluate financial health, payment history, and business outlook.
• Recommend appropriate credit limits and payment terms for customers, balancing sales objectives with Allegro's credit risk appetite.
• Prepare detailed credit memos and present findings and recommendations to management.
• Continuously monitor customer accounts and industry trends for changes in financial condition, payment behavior, or economic factors that could impact credit risk.
• Proactively identify and escalate potential credit issues to the Manager, Credit, or relevant stakeholders.
• Assist in managing the accounts receivable portfolio, including identifying overdue accounts and supporting collection efforts.
• Collaborate closely with the Sales team to understand customer needs and facilitate sales while ensuring prudent credit decisions.
• Communicate credit decisions and rationale clearly and professionally to internal teams and, when necessary, to customers.
• Work with Treasury and Accounting teams to ensure accurate financial data and support cash flow management.
• Ensure strict adherence to Allegro's credit policies, procedures, and relevant compliance requirements.
• Maintain accurate and up-to-date credit files and documentation.
• Contribute to the continuous improvement of credit analysis processes and tools.

What You Will Bring

• Bachelor's degree in finance, Accounting, Business Administration, Economics, or a related field.
• Minimum of 2-5 years of experience as a Credit Analyst or in a similar financial analysis role.
• Experience within a manufacturing, technology, or semiconductor industry is a plus.
• Familiarity with international credit practices and trade finance is desirable.
• Strong proficiency in financial statement analysis and interpretation.
• Excellent analytical and quantitative skills, with the ability to identify trends and assess risk.
• Proficiency with ERP systems (e.g., SAP, Oracle) and credit reporting tool
• Advanced Excel skills for data manipulation and financial modeling
• Excellent communication (written and verbal) and interpersonal skills.
• Strong attention to detail and accuracy.
• Ability to work independently and as part of a team in a fast-paced environment.
• Proactive, inquisitive, and results oriented.
• High level of integrity and professionalism.