221 Collateral Management jobs in the Philippines

About This Role
Wells Fargo is seeking a Senior Commercial Valuations Coordinator. This role is responsible for processing, monitoring, and examining client collateral information on asset based loans. Conducts verifications on account debtors, including high risk-rated, larger, more complex borrowers, and for new loans/prospective customers.

In This Role, You Will

• Be responsible for monitoring the supporting collateral for asset based loans
• Review all daily reports and borrower collateral activity, and follow borrower monitoring procedures as prescribed by bank guidelines and credit agreement
• Make recommendations on ways to limit the bank's exposure on assigned collateral
• Report any unusual activity and findings to the account officers and managers
• Support performance of less experienced individuals and overall effectiveness of a Commercial Valuations team
• Proactively provide feedback and present ideas for improving or implementing processes and tools that have impact within Commercial Valuations functional area
• Provide subject matter expertise and interpretation of procedures to less experienced individuals within Commercial Valuations functional area
• Interact with an immediate team and Commercial Valuations functional area on a wide range of information, as well as internal and external customers
• Train and mentor less experienced staff

*Required Qualifications: *

• 4+ years of Commercial Valuations experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Bachelor's Degree holder
• Commercial Banking background
• Working Knowledge of Credit Products life cycle specially on commercial loan products
• Customer service focus with experience in active listening, eliciting information, comprehending customer issues/needs, and recommending solutions
• Understanding of accounting Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
• Good analytical skills with high attention to detail and accuracy
• Excellent verbal, written, and interpersonal communication skills
• High level of initiative and accountability
• Effective organizational, multi-tasking, and prioritizing skills
• Able to multi-task to accomplish tasks effectively
• Strong verbal & written communication skills
• Analytical skill
• Attention to details
• Excellent data entry skills
• Ability to work quickly & accurately while maintaining acceptable standards of workmanship
• Quick learner
• Ability to recognize and escalate to management for any process breaches
• Highly motivated with strong organizational
• Flexibility to work in different shifts
• Ability to succeed in a team environment
• Good understanding of borrowing base/collateral support, loan processing and loan settlements experience preferred
• Able to multi-task to accomplish tasks effectively
• Ability to work quickly & accurately while maintaining acceptable standards of workmanship
• Ability to recognize and escalate to management any process breaches
• Highly motivated with strong organizational skills
• Flexibility to work in different shifts
• Ability to work independently without much directions and in a team environment

Job Expectations:

• Wells Fargo is already following a full return to office set up; this department however is following a hybrid approach and may change according to business need and company policy
• This role will follow a night shift schedule (US operating business hours)

Posting End Date:
3 Oct 2025

• Job posting may come down early due to volume of applicants.

We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants With Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment And Hiring Requirements

• Third-Party recordings are prohibited unless authorized by Wells Fargo.
• Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Reference Number
R-

Job Purpose

• Develop and improve credit risk management policies for various products, i.e., Credit Cards, Personal Loans, Merchant Acquiring Corporate Cards, to support business goals and objectives.
• Monitor consumer lending portfolio's credit exposure by identifying early risk indicators and applying mitigating actions when necessary.
• Create, implement and administer credit risk strategies, policies and procedures and coordinate with stakeholders to ensure smooth implementation.
• Contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform.
• Represents the Group in Committee meetings, Business reviews, endorsement of credit risk proposals and other areas where credit risk decision is needed, in the absence of the Credit Risk Management Head.

Job Requirements

• Graduate of a business course or business-related course
• Proven expertise in credit risk and portfolio management
• Knowledgeable on current banking laws and regulations, and bank lending policies.
• With 4 to 8 years of solid experience in credit card or loans business specifically in areas of Credit Cycle and Risk Management, preferably in a leadership role

Credit Risk Department Head

Location: Makati

Employment Type: Full-time (Monday – Friday, Morning Shift)

Compensation: Up to PHP 70, ,000 (Basic) + Competitive Benefits

Perks & Benefits

• Fixed allowances & leave credits
• Annual guaranteed bonus (released quarterly)
• De Minimis and other allowances
• Performance incentives
• Comprehensive insurance coverage
• Retirement plan
• Car loan entitlement & benefits
• Other exclusive executive perks

Role Overview

The Credit Risk Head is responsible for safeguarding the bank's portfolio by overseeing all credit risk activities across retail and corporate lending. This role ensures well-balanced credit decisions, policy compliance, and proactive risk management while providing strategic direction to the department.

Key Responsibilities

Credit Risk Strategy & Oversight

• Establish and enforce credit risk policies, standards, and approval criteria in line with regulatory guidelines.
• Lead credit underwriting and due diligence for retail and corporate accounts.
• Monitor and manage the overall credit portfolio, identifying early warning signals and implementing corrective measures.

Reporting & Compliance

• Ensure strict compliance with BSP regulations, internal audit standards, and bank policies.
• Prepare and present portfolio reviews, risk assessments, and trend reports to Senior Management and the Board.
• Partner with business units to minimize NPLs and reduce delinquency rates.

Leadership & Team Management

• Lead the Credit Risk Department, setting performance objectives, budgets, and operational targets.
• Mentor and evaluate staff, building a culture of accountability and high performance.
• Oversee team schedules and day-to-day operations for maximum efficiency.

Advisory & Collaboration

• Provide recommendations on accounts requiring special management or legal action.
• Contribute insights during strategy meetings and cross-departmental initiatives.
• Participate in training and development programs to strengthen organizational risk awareness.

Job Type: Full-time

Pay: Php100, Php120,000.00 per month

Application Question(s):

• Do you have experience handling corporate accounts
• How much is your current salary?
• How much is your expected salary?

Work Location: In person

Company
: OneLot Financing Corporation

Location
: Makati, Philippines

Company
: OneLot Financing Corporation

Location
: Makati, Philippines

About OneLot:

OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars faster, easier, and more effective.

Led by a group of experts in lending and startups, and backed by top-tier investors, OneLot is on an exciting path of rapid growth. If you're eager to take the next step in your career, gain valuable experience, and be part of a company that's making an impact, we'd love to have you join us.

You can learn more about OneLot here:

• OneLot Official Site:
• LinkedIn Page:
• Philstar Wheels
• Esquire Feature:

About the Role:

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well-informed, data-driven, and aligned with our internal policies and risk standards.

What you will do:

• Collect, review, and analyze business and financial information of used car dealers.
• Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
• Conduct research to gather additional information related to a dealer's business, credit standing, and background.
• Evaluate financial data to design tailor-fit credit solutions for each applicant.
• Assess and recommend credit decisions based on the dealer's risk profile.
• Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
• Monitor credit performance and provide insights to support strategic credit decisions.

What we will need:

• With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
• Knowledge of KYC, credit investigation, and due diligence processes.
• Familiarity with financial statements and credit scoring methods.
• Preferably with a degree in Finance, Business Administration, Economics, or a related course.
• Excellent verbal and written communication skills.
• Ability to handle difficult conversations with empathy and professionalism.

About OneLot and Benefits:

At OneLot, we offer a range of benefits to help you excel in your role and support your personal and professional growth. These include:

• Career Acceleration
  : Join an up-and-coming startup poised for significant growth.
• Collaboration
  : Work closely with our founders and senior management team, contributing to the company's strategic vision.
• Learning Opportunities
  : Enjoy a steep learning curve in a creative and dynamic work environment.
• Competitive Salary
  : We offer a competitive salary package to attract and retain top talent.
• Exciting Earning Potential
  : Earn an uncapped bonus based on your individual contributions, evaluated alongside company performance and other key factors—rewarding your impact and success.
• HMO Health Insurance
  : Your health and well-being are important to us, and we provide comprehensive health insurance from day 1.
• Team Culture
  : Join a cool, dynamic team with a great working culture that values innovation, collaboration, and diversity.

If you are a highly motivated and results-driven professional looking to make a significant impact in the FinTech industry, we invite you to join us on this exciting journey at OneLot.

How to Apply:

To apply for the position at OneLot, click apply Alternatively, you may click here to apply:

OneLot is an equal opportunities employer. We welcome applications from candidates of all backgrounds and experiences.

Purpose of the Role

Hands-on credit analyst for SME lending in the Philippines. Executes Jia's established credit framework while using judgment, curiosity, and problem-solving skills to assess borrower applications, analyze financials, and propose improvements to how we evaluate risk.

Must-Have Skills & Experience

• 2–5 years in credit risk analysis, financial analysis, or SME lending
• Strong financial statement analysis skills (P&L, balance sheet, cash flow)
• Ability to own borrower evaluations end-to-end and make sound credit recommendations
• Curious, proactive problem-solver who can ask the right questions to uncover key risks
• Excellent written and spoken English
• Comfortable working independently in a fast-paced environment

Preferred

• SQL/Python skills to pull and analyze data for underwriting
• Experience in fintech, alternative lending, or commercial banking
• Familiarity with credit scoring models/statistical analysis

Key Traits

• Analytical thinker who can adapt framework rules to real-world borrower scenarios
• Investigative mindset — digs beyond surface-level information to uncover the true credit story
• Process-oriented but always looking for ways to improve how we approach underwriting
• Strong communicator who can work closely with sales/ops while driving borrower conversations directly

Role Highlights

• Central to Jia's credit decision-making in the Philippines
• Opportunity to refine and shape our credit evaluation process
• Collaborates with global credit leadership while owning PH evaluations
• Career growth path into senior credit leadership as we scale

Company: OneLot Financing Corporation

Location: Makati, Philippines

About OneLot:

OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars faster, easier, and more effective.

Led by a group of experts in lending and startups, and backed by top-tier investors, OneLot is on an exciting path of rapid growth. If you're eager to take the next step in your career, gain valuable experience, and be part of a company that's making an impact, we'd love to have you join us.

You can learn more about OneLot here:

• OneLot Official Site:
• LinkedIn Page:
• Philstar Wheels
• Esquire Feature:

About the Role:

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well-informed, data-driven, and aligned with our internal policies and risk standards.

What you will do:

• Collect, review, and analyze business and financial information of used car dealers.
• Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
• Conduct research to gather additional information related to a dealer's business, credit standing, and background.
• Evaluate financial data to design tailor-fit credit solutions for each applicant.
• Assess and recommend credit decisions based on the dealer's risk profile.
• Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
• Monitor credit performance and provide insights to support strategic credit decisions.

What we will need:

• With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
• Knowledge of KYC, credit investigation, and due diligence processes.
• Familiarity with financial statements and credit scoring methods.
• Preferably with a degree in Finance, Business Administration, Economics, or a related course.
• Excellent verbal and written communication skills.
• Ability to handle difficult conversations with empathy and professionalism.

About OneLot and Benefits:

At OneLot, we offer a range of benefits to help you excel in your role and support your personal and professional growth. These include:

• Career Acceleration: Join an up-and-coming startup poised for significant growth.
• Collaboration: Work closely with our founders and senior management team, contributing to the company's strategic vision.
• Learning Opportunities: Enjoy a steep learning curve in a creative and dynamic work environment.
• Competitive Salary: We offer a competitive salary package to attract and retain top talent.
• Exciting Earning Potential: Earn an uncapped bonus based on your individual contributions, evaluated alongside company performance and other key factors—rewarding your impact and success.
• HMO Health Insurance: Your health and well-being are important to us, and we provide comprehensive health insurance from day 1.
• Team Culture: Join a cool, dynamic team with a great working culture that values innovation, collaboration, and diversity.

If you are a highly motivated and results-driven professional looking to make a significant impact in the FinTech industry, we invite you to join us on this exciting journey at OneLot.

How to Apply:

To apply for the position at OneLot, click apply Alternatively, you may click here to apply:

OneLot is an equal opportunities employer. We welcome applications from candidates of all backgrounds and experiences.

Job Type: Full-time

Pay: Php25, Php30,000.00 per month

Work Location: In person

The Credit Risk Staff is primarily responsible inreviewing and checking the completeness and sufficiency of information on the application form/increase in credit limit request and the basic documentary requirements.

Responsibilities

• Verifies applicant's name and spouse (if any) versus the office file checking results obtained from the application system for possible duplication and matches on deposits, active loans, and historical loans and adverse records
• Ensures that the information is encoded accurately and completely in the front-end system
• Verifies critical information in Application Form and related documents by conducting interviews with the applicant and third-party sources to establish the applicant's identity and capacity to pay
• Reviews and checks credit bureau result and encode matching information if any.
• Pre-screens applications queued at scoring referral stage and recommends the approval/disapproval of the credit application based on the internal credit score results
• Reviews cardholder's BPI/BFB card profile and conduct verification with the cardholder and/or recommending Unibank Officer, as deemed necessary to client's increase in credit limit request
• Assists in client inquiries, complaints, and feedback regarding status of application or cardholder requests

Qualifications

• Must possess at least Bachelor's/College Degree in Business Studies/Administration/Management/Finance/Accountancy/Banking equivalent
• Fresh graduates are welcome to apply
• Proficient in using Microsoft Office applications

Job Title:
Credit Risk Lead (Assistant Manager – Senior Manager)

Location:
Ortigas

Shift:
Day Shift

Role Overview:

We are seeking a highly skilled
Credit Risk Lead
to oversee credit risk strategy and policies. The successful candidate will collaborate with teams across the organization to ensure the effective implementation of risk policies, supporting responsible and sustainable lending practices.

Key Responsibilities:

• Develop, implement, and maintain credit risk policies in alignment with organizational objectives.
• Lead initiatives related to sustainable finance and ESG risk considerations.
• Provide guidance on unsecured retail lending, payroll lending, and SME lending risk frameworks.
• Collaborate with cross-functional teams to ensure compliance and risk mitigation strategies are embedded in business processes.
• Monitor emerging risks and industry trends to inform strategic decision-making.

Technical Skills & Qualifications:

• Proven expertise in
  Credit Risk Management
  within financial institutions or fintech companies.
• Strong understanding of
  Sustainable Finance
  and
  ESG Risk
  practices.
• Experience in
  Unsecured Retail Lending, Payroll Lending, and SME Lending
  .
• Additional qualifications such as
  MBA, CFA, or CPA
  are highly desirable.
• 7 to 10 years
  of professional experience in credit risk management.
• In-depth knowledge of ESG and Sustainable Finance topics.

Why This Role is Exciting:

• Lead the credit risk strategy in a dynamic and innovative banking environment.
• Collaborate with cross-functional teams on impactful ESG and sustainable finance initiatives.
• Opportunity for professional growth and development in a rapidly evolving financial landscape.

JOB SUMMARY

• Assists the Credit Risk Officer in the oversight of credit risk through the use of credit risk management tools to identify, measure, monitor, and control credit risk.

QUALIFICATIONS

• Bachelor's Degree: Graduate of any Business Course; Preferably CPA; and
• At least three to five (3-5) years in credit risk management.